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Andrew Carrillo, President and Founder of Barnett Capital Advisors, Interviewed on the Influential Entrepreneurs Podcast, Discussing Asset Allocation in Retirement Portfolios

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Andrew Carrillo, President and Founder of Barnett Capital Advisors, Interviewed on the Influential Entrepreneurs Podcast, Discussing Asset Allocation in Retirement Portfolios

Published on October 28, 2022

Andrew Carrillo discusses the importance of working with a financial planner who is a fiduciary.

Listen to the interview on the Business Innovators Radio Network: 
https://businessinnovatorsradio.com/interview-with-andrew-carrillo-president-and-founder-of-barnett-capital-advisors-discussing-asset-allocation-in-retirement-portfolios/

Asset allocation is one of the most important decisions that investors make; it is also one of the most difficult. Asset allocation involves dividing an investment portfolio among asset classes, such as stocks, bonds, and cash. The percentage of each asset class in the portfolio depends on the investor’s goals, risk tolerance, and time horizon.

The goal of asset allocation is to diversify investments and minimize risk. By diversifying across asset classes, investors can reduce the volatility of their portfolios and improve their chances of achieving their financial goals.

There is no single “right” asset allocation for all investors. Each investor’s situation is unique, so working with a financial advisor to develop an asset allocation right for you is essential.

Asset allocation does not guarantee a profit or protect against losses. Asset classes may perform differently in different market conditions. Investors should consider their investment objectives, risk tolerance, and time horizon when selecting an asset allocation.

Diversification and asset allocation strategies do not assure a profit or protect against loss. Asset classes may perform differently in different market conditions.  

Asset allocation is one of the most important decisions an investor makes. The mix of assets an investor holds will determine risk and return profile. For investors approaching retirement, it is imperative to consider how asset allocation will impact the ability to generate income and maintain lifestyle.

There are several different approaches to asset allocation. Some investors prefer a static asset allocation, which means they keep the same mix of assets over time. Others use a dynamic asset allocation strategy, which means they periodically rebalance their portfolio based on changes in market conditions. The key to successful asset allocation is finding the right mix of assets for your individual circumstances. No “one size fits all” solution exists, as every investor has different goals, risk tolerance, and time horizon.

Andrew said: “At Barnett Capital Advisors, we are dedicated to providing investment management and strategic wealth planning that is specific to you and your situation. Simply put, we strive to be our client’s trusted advisors. As a financial advisory firm, our primary focus is to provide unbiased opinions that are designed to achieve long-term investment results. We are dedicated to professionally supporting, educating, and providing informed direction to each and every client and we do this with the highest levels of trust, integrity, and respect while always collaborating using a team approach.”

About Andrew Carrillo

Andrew E. Carrillo is the President and Founder of Barnett Capital Advisors LLC. He began his career as a Financial Advisor at Ameriprise Financial Services, Inc. in 2007 but decided to depart from the firm in late 2009 to allow him to focus more on serving his clients and fine-tuning his investment process. After working for a few years as an independent financial advisor at Invest Financial Corporation (2009-2012), he founded Barnett Capital Advisors in 2012, a registered investment advisor in the State of Florida, with a vision that investors deserved better investment strategies for growth.

Throughout his career, Andrew Carrillo has earned the designation of Certified Financial Planner™ (CFP®), Accredited Wealth Management AdvisorSM (AWMA®), and Chartered Retirement Planning CounselorSM (CRPC®), each of which requires advanced financial planning studies and adherence to a strict code of professional conduct.

Andrew Carrillo is a CFP Designee. The CFP designation is considered the most prestigious and sought-after designation in the Financial planning industry. Members adhere to the highest standards of professional competence, ethical conduct, and clear, complete disclosure to those they serve.

As a CFP designee and Investment Advisor, Andrew Carrillo is held to a fiduciary standard with his clients, the highest standard for customer care under law. Andrew lives every day believing his client’s best interests are his as well.

Andrew Carrillo completed his undergraduate degree at Florida State University earning a Bachelor’s Degree in International Affairs with a focus in Finance. He is a graduate of the University of Pennsylvania, Wharton School Portfolio Management and Investment Strategies Program.

His clients are primarily high net worth Baby-boomers, Families, Retirees, Pre-retirees, and Institutions.

When he’s not helping clients reach their financial goals, Andrew is usually spending time with his family or studying and staying current with economic and financial planning topics. Andrew was born and raised in New York, but has enjoyed living in South Florida for the last 20 years and currently lives in Miami.

Learn More: http://www.barnettcapitaladvisors.com/

Investment Advisory Services provided by Barnett Capital Advisors a Registered investment advisor.

Other recent stories:

Discussing the importance of working with a financial planner who is a fiduciary

https://authoritypresswire.com/andrew-carrillo-president-and-founder-of-barnett-capital-advisors-interviewed-on-the-influential-entrepreneurs-podcast/

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“One Month Reset: How to Transform Your Mind, Body and Soul from Pain in One Month” is Scheduled for Monday Jan 2nd, 2023

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“One Month Reset: How to Transform Your Mind, Body and Soul from Pain in One Month” is Scheduled for Monday Jan 2nd, 2023

Published on December 5, 2022

Shawna Cullen lived with all forms of pain for over 20 years that almost ended her life. Today she is in her best health. She is pain, medication, and addiction-free due to her exercise, frequency therapies, and detox cleanse.

Shawna Cullen, owner of iTFitsWell, just announced that she will be hosting the One Month Reset: How to Transform Your Mind, Body and Soul from Pain event on Monday Jan. 2nd, 2023. She is also an Ikaika training and wellness coach located in Grand Junction, Colorado.

This health transformation in one-month event will take place at 2518 Hwy 6&50, Grand Junction, CO 81505. This event will be live and there will be an option to attend via zoom.

Attendees will discover how to transform their lives from the inside out and help diminish their physical, mental and emotional pain in just one month.

“Our story defines us – it’s up to you what that definition looks like,” Shawna Cullen stated.

This event will help attendees learn how to reset their bodies from physical, mental and emotional pain in one month using natural resources through exercise, a detox cleanse, frequency therapies, and grounding.

“The detox cleanse, along with healthy lifestyle changes in diet and exercise, is specifically designed to be a simple and effective system to maximize your efforts to transform into your healthiest body and help you break free from the habits you may have cultivated over a lifetime that leave you feeling sluggish, foggy, bloated and tired. Your unhealthy habits may have also led to health challenges, sleep disturbances, weight issues, unhealthy food cravings, and digestive problems. Whether it’s one or all of these issues, or whether you simply want to be the best you can in mind and body, cleansing your body of toxins and unwanted wastes after an indulgent lifetime of abuse is necessary,” Shawna Cullen said.

“By giving your body whole, organic and clean foods, can result in incredible energy, and excellent health and vitality, as you peel off the pounds and transform yourself into the efficient, effective, and glowing machine it was meant to be! In 28 days, you will fuel your body with clean nutrition, while following a meal plan in order to transform from the inside out; adding exercise is highly recommended as well, which only supports and speeds up the process of reaching the goal of being your best self, physically and mentally,” Shawna affirmed.

Shawna explained, “Frequency-specific microcurrent (FSM), also known as frequency therapy, is a technique for treating pain, and other physical and mental aliments, by using low-level electrical current. The current is delivered to certain parts of your body in an attempt to relieve pain and other ailments. A frequency is the rate at which a sound wave or electronic pulse is produced. This measurement is registered in hertz (Hz). Frequency therapy can be supplied rough several different resources. Lens therapy, the Theraphi Bed, the Healy device, and the CM2 band are my main frequency tools.”

Cullen continued, “Frequency therapy has been around since the 1930s. Scientists discovered that they could destroy disease-causing microorganisms with the same frequency they emitted. A healthy body operates at a frequency from 62-72 megahertz. When this frequency drops below this range, the body becomes susceptible to illness, injury and disease.”

The term ‘grounding’ means direct skin contact with the surface of the Earth. It is a therapeutic technique that involves being still or active directly while touching the Earth with bare skin which electrically reconnects a person to the Earth. This is done by walking barefoot, laying down on the Earth, or submersing in water (i.e., ocean, lake, river); all grounding techniques can be done in dirt, grass, sand or water.

“There are grounding mats and wearables that can mimic the processes and effects of grounding, but nothing is as effective as the bare skin touching the Earth for an extended amount of time. When walking barefoot, or having the bare skin on the Earth, the body absorbs free ions from the Earth’s surface, which act as antioxidants. These antioxidants enhance the person’s health in many ways and leads to positive feelings in the body and mind.” she added.

“Grounding offers many health benefits, including improved sleep; reduced inflammation; improved tissue, cell, and muscle repair; enhanced blood flow; increased heart rate variability; reduced chronic pain; improved cardiovascular disease; and improved electrical activity in the brain. In addition, walking barefoot on the ground releases endorphins. This can improve our mood and counteract mental illnesses such as depression and anxiety. Walking barefoot also reconnects us with nature, which boosts our mental and physical states in general. Therefore, Earth’s natural healing energy should never be overlooked!” Shawna Cullen concluded.

For more information visit: http://itfits-well.com/

About Shawna Cullen

Shawna Cullen has a BA in kinesiology with a concentration in sports and fitness management, Cum Laude; with Spanish language study; Personal training 24 years. She has been certified in: Master personal trainer, health coach, sports specific training, strength & conditioning coach, sports nutrition specialist, group fitness training; 1st place NPC physique body building champ.

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Pro-Found Selected For Top Content Marketing Agency List by DesignRush

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Pro-Found Selected For Top Content Marketing Agency List by DesignRush

Published on December 5, 2022

Maine-based marketing agency Pro-Found is listed as a top content marketing agency in the United States by DesignRush. Designation is based on key performance indicators.

Pro-Found is pleased to announce its inclusion in the U.S. Top Content Marketing Agency list by DesignRush. Candidates are selected based on several factors that demonstrate their ability to foster strong business growth for their clients.

Stephanie Miller, company founder, is humbled by the designation. “Being recognized as a top content marketing agency is truly an honor. It’s gratifying to be rewarded for the work Pro-Found does for local Maine businesses. I am thankful for the relationships I have built over the years and proud to serve the clients who put their trust in me.”

While evaluating each firms’ past projects, success rate, and overall return on investment (ROI), DesignRush reviews portfolios to confirm the body of work showcases their expertise in action. Other qualities they look for include evidence of how the agencies can identify and meet the needs of each business and provide concrete results. Each candidate is also reviewed for mentions in the press, awards and recognition, social media presence and client reviews.

About DesignRush

DesignRush is a B2B marketplace that brings brands together with professional full-service agencies, web design companies, digital marketing firms, and top technology companies. Their executive team members are previous agency owners and executives who are uniquely qualified to determine if an agency meets the criteria to be featured.

About Pro-Found

2023 marks fifteen years that Pro-Found has partnered with local businesses in Maine and beyond, providing unique, affordable solutions to increase leads, sales and profits. Stephanie Miller created The Pro-Found Process to save business owners time and money by utilizing purposeful online content through websites, videos and published interviews. Pro-Found has a professional media division that produces industry-specific programs to spotlight top businesses, professionals and subject matter experts in a format that is appealing to consumers in today’s digital attention span era.

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Tom Rutkowski, President of Innovative Retirement Strategies, Interviewed on Podcast-Using Life Insurance to Invest in Real Estate

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Tom Rutkowski, President of Innovative Retirement Strategies, Interviewed on Podcast-Using Life Insurance to Invest in Real Estate

Published on December 2, 2022

Tom Rutkowski discusses using life insurance for real estate investing.

Questions covered in this interview include:

  1. Why would someone want to use life insurance to invest in real estate?
  2. Does it matter what kind of life insurance?
  3. I have a whole life policy. Could I use it for this?

Listen to the interview on the Business Innovators Radio Network: 

https://businessinnovatorsradio.com/interview-with-tom-rutkowski-president-of-innovative-retirement-strategies-discussing-using-life-insurance-to-invest-in-real-estate/

Tom explained: “Life insurance can benefit real estate investors in various ways. Leveraging the cash value of life insurance allows access to funds that could be used to purchase and maintain investments like rental properties. This allows investors to put their money to work in two places at one time. It’s important to remember that this is not an investment strategy without risk, so investors should weigh the potential rewards versus the risks before taking advantage of this option.”

In addition to leveraging life insurance for purchasing and upkeep of real estate investments, it can also be used as an income replacement tool for dependent family members in case something happens to the investor or their partner. If a life insurance policy has been set up, it replaces some or all of the income that would otherwise have been lost due to the investor’s death. This can help ensure that their family is taken care of and their investments are not affected.

Finally, life insurance policies can provide access to cash value which can be used for tax or retirement planning. Depending on the type of policy and its terms, investors may be able to borrow against the policy’s cash value to pay taxes or other expenses associated with real estate investing.

In conclusion, life insurance provides a flexible financial tool that can potentially benefit real estate investors in multiple ways. Whether it is used as leverage for purchasing properties or providing income replacement for dependent family members in case something happens to the investor, life insurance offers real estate investors an option worth considering when formulating an overall investing strategy.

Before deciding to use life insurance for real estate investing, it’s essential to research and consult with a financial advisor or professional who can provide personalized advice tailored to a person’s individual needs and goals. This will help ensure they make informed decisions that align with their long-term investment objectives. With the right partner, leveraging life insurance can be an effective strategy for creating wealth through real estate investments.

About Tom Rutkowski

Tom is a nationally-recognized expert in maximum over-funded life insurance for private banking and tax-free retirement planning. He holds an MBA in Finance from the University of Wisconsin, Milwaukee, and a BA in Economics from the University of California, Irvine. He currently resides in Boynton Beach, Florida.

Download his free e-book “Life Insurance 101” to get started now: https://bit.ly/3W8YE7y

Schedule a free 30-minute introductory call with Tom to learn more: https://innovativeretirementstrategies.youcanbook.me/

Recent news and interviews:

Discussing Using Life Insurance for Retirement Planning

https://authoritypresswire.com/tom-rutkowski-president-of-innovative-retirement-strategies-discussing-using-life-insurance-for-retirement-planning-interviewed-on-influential-entrepreneurs-podcast/

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