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Bob Chitrathorn, CFO and Vice President with Simplified Wealth Management, Discusses Trying To Make The World A Better Place For All Through Financial Literacy

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Bob Chitrathorn, CFO and Vice President with Simplified Wealth Management, Discusses Trying To Make The World A Better Place For All Through Financial Literacy

In a world where financial decisions shape lives, everyone must understand the fundamentals of money management. To address this need, Bob Chitrathorn, a recognized voice in financial education, is launching a comprehensive financial literacy initiative aimed at empowering individuals to make informed financial decisions

The mission is simple: to make the world a better place through financial literacy. Bob believes that every person, regardless of their background or circumstances, deserves the opportunity to achieve financial stability and independence. Through this initiative, he aims to provide the tools and resources necessary for people to understand and manage their finances effectively.

Financial literacy is not just about understanding how money works, it’s about empowerment. It’s about giving people the knowledge they need to make informed decisions about their money, which can have a profound impact on their lives and the lives of their families.

The initiative includes a range of resources, from interactive online courses to hands-on workshops, all designed to demystify the world of finance. Cover topics such as budgeting, investing, debt management, retirement planning, and more.

Through these efforts, people can hope to foster a culture of financial responsibility and independence. Equipping individuals with the knowledge, they need to navigate the financial landscape can help them avoid costly mistakes, plan for the future, and ultimately, improve their quality of life.

This initiative seeks to address a common issue: most teachers sign up for a 403(b) plan during open enrollment with little guidance, often defaulting to a salesperson who may not provide comprehensive support or share all available options. As a result, teachers may miss out on more beneficial alternatives within the district’s 403(b) plan, which typically offers over 30 different companies to choose from.

Teachers are often unaware that they have numerous options when it comes to choosing a 403(b) plan. This initiative aims to change this by providing teachers with the necessary information and tools to make informed decisions

People need to be better with their finances; comfortable and confident.  People should realize how an experienced advisor can help and should want to work with one.

About Bob Chitrathorn

Robert Chitrathorn (or Bob for short) came from humble beginnings. Born to parents Puttachart and Sakul Chitrathorn, Bob was raised in a mobile home park in Colton, CA. His parents migrated to Michigan from Bangkok, Thailand in 1974, before settling in Southern California. As a child, Bob didn’t realize how good others had it until he ventured out of the ghetto and went over to friends’ birthday parties. There he’d witness the luxuries of living the American dream and of the possibilities that lay ahead.

To the Chitrathorns, life in America was a gift and they were proud owners of property in America. They worked hard to put food on the table and to put Bob and his younger sister, Crystal, through school. Bob ate sandwiches with nothing but cheese on them, but he was blessed nonetheless. He learned that perspective made all the difference in life.

In his mother’s words, “education is money in the bank.” She teaches nurses to this day, but she and Sakul, a factory worker, sacrificed to make a better life for Bob and Crystal. They paid for both kids to go through private high school and then helped pay for college.

Their dedication and sacrifice didn’t go to waste. Bob received a full-ride scholarship for his first year at La Sierra University, before transferring to Cal State San Bernardino(CSUSB). He received his B.S. in Finance, as well as a B.S. in Real Estate while minoring in business administration. Despite the rigorous course load, Bob graduated magna cum laude and was named part of the Golden Key Honor Society.

In 2004, Bob became a financial advisor, which was an opportunity to make a good living, while helping others make informed decisions for their own financial lives. He had a short stint at H&R Block and also considered real estate, but he found his passion in personal finance. While Bob was attending CSUSB, his parents were working with an agent at New York Life. Bob always sat in on their meetings. He found that by listening to his parents’ goals and conveying the pros and cons of their decisions, they would listen to him more often than their own advisor.

When Bob became an advisor, it was a no-brainer that Puttachart and Sakul would work with their son, who always listened to their needs. With over 19 years of industry experience, he now has many clients beyond his parents to guide and influence. Bob recently co-founded Simplified Wealth Management to help grow a new brand and to help shape the next generation of financial advisors.

In 2016, Bob contributed a chapter to best-selling author and esteemed motivational speaker, Brian Tracy’s book. The book, “Success Manifesto: The World’s Leading Entrepreneurs & Professionals Reveal Their Secrets to Mastering Health, Wealth & Lifestyle,” was an opportunity for Bob to share his love for planning and for his clients.

He holds the Series 6, Series 7, Series 63 registrations with LPL Financial, and Series 65 registration with Mariner Independent Advisor Network, and he also has life, health, and long-term care insurance licenses. Bob has been married to the love of his life, Brittany, for five years. They live in their Riverside, CA home with their rescue dog, Mazy, a pool, putting green, and a Pittsburgh Steelers-themed bar that’s perfect for Sunday Night Football.

If you’re looking for Bob at 6:30 or 7 pm on a weeknight, more often than not, he’s prepping for a case or making phone calls still. His parents’ work habits weren’t lost on him and he’s usually the one at the end of the night setting the alarm and turning off the lights.

Learn more:

www.planwithbob.com | bob@simplifiedwealth.com |

https://www.youtube.com/watch?v=w009FbZtgKY

Bob Chitrathorn is a registered representative with, and Securities and Retirement Plan Consulting Program advisory services are offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. Other advisory services offered through the Mariner Independent Advisor Network. Mariner Independent Advisor Network, Wealth Planning by Bob Chitrathorn, and Simplified Wealth Management are separate entities from LPL Financial. 

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Iowa-Based Dental Office Focuses on Relaxing, Spa-Like Patient Experience

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Iowa-Based Dental Office Focuses on Relaxing, Spa-Like Patient Experience

Published on February 28, 2024

Gentle Family Dentists is anything but ordinary. It’s all in their name. They focus on a gentle, relaxing dental experience with unparalleled dental care.

“We are the only office in Iowa that gives nitrous oxide for free,” shares Dr. Moreno, who has over 40 years at the practice. “Complimentary nitrous, alongside ceiling TVs and headphones, creates a relaxed atmosphere for patients of all ages. We often see patients who have put off coming to the dentist out of fear, but once they’ve experienced coming to Gentle Family Dentists, they understand what makes us so unique.”

Gentle Family Dentists resembles a spa retreat more than a dental office. A dedicated relaxation room fully equipped with a massage chair allows patients to unwind before or after their appointments rather than in a traditional waiting room.

To enhance the spa-like experience, they will be expanding the relaxation offerings starting in March. Each patient will have the opportunity to choose from a menu of treatments, including a hand softening treatment, an under-eye treatment, or a shoulder massage.

The practice caters to all ages, providing a comfortable and enjoyable dental experience even for children. Dr. Moreno adds, “Especially for our young patients, the nitrous while watching Disney makes them so relaxed and comfortable.”

With three experienced dentists and a highly skilled team, Gentle Family Dentists ensures that most treatments – including dental implants, orthodontics, botox, and dermal filler – can be done in-house, minimizing the need to refer their patients to other specialists.

They are also committed to accessibility. Unless all three dentists are in a seminar, somebody is usually ready to answer patient questions over the phone. With three convenient locations in North Liberty, West Liberty, and Muscatine, Iowa, patients can count on a relaxing, calming experience for any age.

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Daphna Levy’s “Stop Fighting and Start Communicating” Tops Multiple Bestseller Lists

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Daphna Levy’s “Stop Fighting and Start Communicating” Tops Multiple Bestseller Lists

Published on February 28, 2024

Daphna Levy’s latest book, “Stop Fighting and Start Communicating,” achieves #1 bestseller status, featured on renowned bestseller lists and is transforming relationships globally.

The highly anticipated book by renowned marriage coach Daphna Levy, “Stop Fighting and Start Communicating,” has taken the literary and self-help world by storm since its launch on February 20, 2024. Ascending rapidly to #1 bestseller status, the book has been recognized on multiple prestigious bestseller lists, including those focusing on Counseling, Couples & Family Therapy, Relationships, Marriage & Long-Term Relationships, and Health, Fitness & Dieting categories.

Daphna Levy, with a career spanning more than three decades, has become a vanguard in the field of relationship counseling. Her latest book’s remarkable success is a testament to her profound impact on couples and individuals striving for healthier, more communicative, and loving relationships. Born in Israel and having enriched her perspective with experiences across three continents, Levy’s advice resonates with a global audience.

“Stop Fighting and Start Communicating” is a comprehensive guide that delves into the complexities of interpersonal conflict and provides practical solutions for restoring harmony. The book highlights Levy’s unique approach, blending blunt honesty with deep compassion, and offers effective techniques for resolving disagreements without animosity.

Amidst the excitement of the book’s successful launch, Daphna Levy shared her heartfelt gratitude:

“I am deeply moved by the response to ‘Stop Fighting and Start Communicating.’ To see it embraced so enthusiastically, appearing on bestseller lists, is extremely rewarding. My greatest hope is that it continues to foster understanding and love in relationships. I am truly thankful to my readers for joining me in this journey to improve the way we connect with one another. This achievement is not only mine; it belongs to every reader who has sought to bring positive change into their life and relationships.”

Following the critical acclaim of her 2014 book, “Picking Right,” Levy’s newest publication builds on her extensive expertise and offers even more advanced strategies for those navigating the intricacies of long-term relationships.

The launch was highlighted by a special promotion that made the Kindle version of the book accessible to a wide range of readers. The practical tools, such as the Smart Relationship AnalysisTM included in the book, have been lauded as game-changers for couples looking to enhance their understanding of each other and their relationship dynamics.

As the book continues to receive praise and recognition, Daphna Levy’s impact is evident in the multitude of relationships revitalized by her wisdom. “Stop Fighting and Start Communicating” stands as an indispensable resource for anyone seeking to foster a harmonious, loving relationship.

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Natalie Raitano: A Journey from Hollywood to Fitness Guru – Unveiling Superbodies by Nat

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Natalie Raitano: A Journey from Hollywood to Fitness Guru – Unveiling Superbodies by Nat

Published on February 27, 2024

Natalie Raitano, renowned for her roles in Hollywood, has launched Superbodies by Nat in Rostraver, Pennsylvania, marking her transition from entertainment to becoming a fitness guru. This venture embodies her passion for fitness and her entrepreneurial spirit, inspired by her father’s business acumen.

From the glitz and glamour of Hollywood to the empowering world of fitness, Natalie Raitano has embarked on a transformative journey, culminating in the launch of Superbodies by Nat in Rostraver, Pennsylvania. This new venture is a testament to Raitano’s enduring passion for fitness and her commitment to inspiring others to achieve their health and wellness goals.

Raitano, best known for her dynamic roles in Pepsi commercials, music videos, and as a series regular on the hit TV show V.I.P. alongside Pamela Anderson, has always harbored a deep love for fitness. “True to my first love, fitness, I transitioned to a full-time career, becoming a master trainer and an inspiration,” Raitano shares. This pivot from entertainment to fitness was driven by her desire to make a tangible impact on people’s lives through health and wellness.

Superbodies by Nat is not just a fitness center; it’s a reflection of Raitano’s journey and her entrepreneurial spirit, deeply influenced by her father’s business acumen. The establishment of this fitness hub marks a significant chapter in her life, blending her passion for fitness with her innate business savvy.

Raitano’s path has been marked by resilience and determination. She openly discusses the challenges she has faced, saying, “In my life’s journey, I’ve learned that losing everything is just the start of finding your way back.” These words encapsulate her approach to both life and business—viewing setbacks as opportunities for growth and renewal.

 

Reflecting on her experiences, Raitano acknowledges the strength she has drawn from adversity: “The toughest times in my life have been the foundation of my strength today.” Her journey serves as an inspiration to many, demonstrating the power of perseverance and the importance of pursuing one’s passions.

Superbodies by Nat offers a variety of fitness classes and training programs tailored to meet the needs of individuals at every stage of their fitness journey. Raitano’s goal is to foster a supportive community that empowers individuals to discover their strength, resilience, and joy through fitness.

About Shine On Success Podcast

The Shine On Success Podcast, hosted by Dionne Malush, entrepreneur and owner of Realty One Group Gold Standard, is dedicated to exploring the journeys, challenges, and triumphs of today’s entrepreneurs. Each episode is crafted to inspire, educate, and empower listeners, whether they’re just starting out or are seasoned business owners.

For more information about Superbodies by Nat and to connect with Natalie Raitano on her remarkable journey, please visit her YouTube channel or follow her on social media at:

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