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Clinton Sistrunk, Mortgage Engineer with The Colorado Mortgage Team, Interviewed on the Colorado Real Estate Podcast

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Clinton Sistrunk, Mortgage Engineer with The Colorado Mortgage Team, Interviewed on the Colorado Real Estate Podcast

Published on December 19, 2022

Clinton Sistrunk discusses how first-time homebuyers can avoid costly mistakes when navigating the mortgage loan process.

Listen to the interview on the Business Innovators Radio Network:

https://businessinnovatorsradio.com/interview-with-clinton-sistrunk-mortgage-engineer-with-the-colorado-mortgage-team/

Here are some tips to help first–time homebuyers avoid costly mistakes when navigating the mortgage loan process:

  1. Shopping around for the best loan deal: Homebuyers should not accept the first offer from a lender. Researching and comparing different options, including interest rates, fees, and terms, can help them find the best product for their needs at the lowest cost.
  1. Understanding closing costs: Ensure they know exactly what closing costs will be associated with their loan before signing any agreement. Closing costs typically include appraisal fees, title insurance, attorney fees, points (fees paid upfront for a lower interest rate), and other costs that can add up to several thousand dollars.
  1. Avoid changing their financial profile: Their credit score, employment history, and debt-to-income ratio will be scrutinized as part of the loan approval process. Maintaining consistent information is essential, so it doesn’t impact their ability to qualify for a mortgage loan.
  1. Don’t forget about insurance: Mortgage lenders usually require borrowers to take out homeowner’s insurance before closing on the loan. They should make sure they understand what coverage is required by their lender and shop around for the best deal before committing.

Clinton shared: “First-time homebuyers should understand that the process of applying for a mortgage loan can be intimidating but is a critical first step.  Following these tips can help first time homebuyers avoid costly mistakes in the mortgage loan process and ensure they get the best possible deal.”  

About Clinton Sistrunk

Father of a 4yr old daughter and husband. Mortgage Pro for 25+ years. Experience in title, insurance, property management, appraisal, and as a realtor. Investment real estate junkie. Stock, crypto, and all things investing enthusiast. Hiking, camping, snowboarding, and outdoor Aficionado. Chocolate Lab Fanatic and a Jeep wrangler nut. Currently, he owns a mortgage company, is writing a book, launching his own crypto called mortgage, and also just launched an enterprise NFT business focused on the real estate industry.

Learn more: https://www.comtgteam.com

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Sami Azhari is named to 2023 Illinois Superlawyers for White Collar Criminal Defense

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Sami Azhari is named to 2023 Illinois Superlawyers for White Collar Criminal Defense

Published on January 27, 2023

Azhari LLC is pleased to announce the selection of Sami Azhari to 2023 Illinois Superlawyers for White Collar Criminal Defense. Sami Azhari has been a Rising Star in Illinois for 8 consecutive years from 2015 to 2022, an honor given to the top 2.5% of attorneys in the State of Illinois who are under 40.

Azhari LLC is pleased to announce the selection of Sami Azhari to 2023 Illinois Superlawyers for White Collar Criminal Defense. Superlawyers is a trusted legal ranking guide that uses peer nominations and multistage vetting. Sami Azhari has been a Rising Star in Illinois for 8 consecutive years from 2015 to 2022, an honor given to the top 2.5% of attorneys in the State of Illinois who are under 40.

Immediately upon turning 40, Sami Azhari was named as a Superlawyer, which is a designation given to no more than the top 5% of attorneys in Illinois.

Sami Azhari has been representing criminal defendants his entire career. Having practiced in large cities like Chicago and Los Angeles, he now has a boutique law firm focusing on federal and white collar criminal litigation across the country. His clients are pleased with his results, which include acquittals, dismissals, and persuading the government not to bring charges.

He has been published numerous times on issues of white collar criminal defense, including Law360 and The Champion, the journal for the National Association of Criminal Defense Lawyers.

He focuses his practice on financial fraud cases, including, wire fraud, bank fraud, as well as PPP fraud and SBA loan fraud. He is currently handling a multistate money laundering investigation and is representing a defendant in one of the largest cryptocurrency fraud cases currently filed by the Securities and Exchange Commission.

Read more about Sami here: https://www.federalcriminallawyer.us/sami-azhari/

Meet Sami on YouTube here: https://www.youtube.com/watch?v=gNdZanbcpvA

Location Info:
Azhari LLC
30 N. LaSalle Street Suite 2140, Chicago, IL 60602
(312) 626-2871

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Launch of The Daoist DC Course: The World’s First Physio-Pathic Training Program for Chiropractic Physicians

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Launch of The Daoist DC Course: The World’s First Physio-Pathic Training Program for Chiropractic Physicians

Published on January 27, 2023

The Daoist DC Course is a newly created physio-pathic course that marries elements of Daoist Chinese medicine & Chiropractic healing, to reveal the physical cues practitioners can use to help their clients restore function and lead healthier lives.

After owning a chiropractic clinic for almost 20 years, and almost 30 years helping patients get healthy with solutions specifically for them with patient education a major focus. Even though she saw many miracles and confirmed her dedication to a different approach for Doctors, Valeri still felt there was more to offer and teach patients.

Her solution is the new Daoist DC Course offered through a division of Holistic Dermal Professionals, which shares secrets of the Elite Art of Healing taught to Valeri directly by Chinese Masters. Valeri has been asked to share this information, so that more people can heal – even though it has not been previously shared with the general public or in medical schools.

The Daoist DC Course blends Daoist Chinese Medicine into Chiropractic practices, to provide the ultimate PHYSIO-PATHIC healing experience to patients, and a powerful competitive advantage for Doctors of Chiropractic, working to evolve into wellness and true family-focused practices. Docs who go through the course will be able to help more people, better serving the needs of their patients while allowing them to showcase their uniqueness.

The Physio-Pathic approach of the Daoist DC Course is a new method of treating patients that creates a new understanding of physiology and its function on health and wellness for better and more lasting results.

For most people, genetics get more credit than they deserve; Valeri knows that it is actually lifestyle choices (epigenetics) that is the major determining factor of wellness or dis-ease.

Symptoms and illnesses are merely wake up calls letting us know that we need to make some changes, otherwise our health will continue to deteriorate. Symptoms and illnesses do not mean we are broken. The body always responds perfectly to the way we feed our body, mind, and spirit.

Michelle Valeri, of McKinney, Texas, is a Chinese medicine consultant, published author, speaker, and founder of Holistic Dermal Professionals. With 3 decades of allopathic, holistic, and Daoist Chinese medicine education & experience, Valeri is committed to training her patients, wellness-focused Estheticians and Chiropractic physicians, with the sacred healing arts from her authentic Masters.

Holistic Dermal Professionals teaches estheticians to understand the clues provided by the body and the reason it manifests skin conditions in the first place, that skin conditions aren’t the result of a lack of a specialized serum, and that having a proficient understanding of the body is necessary to understand how to better serve clients in reaching their beauty goals.

Valeri has partnered with Kats Chiropractic Consultants Practice Management to provide the next level insights for chiropractic business growth courses & coaching, and effective course structure for ease of learning and implementation. Kats Consultants has been coaching Chiropractic physicians for more than 30 years to better serve their patients.

Because there is so much conflicting and misinformation out there about who and what to believe, patients often feel lost, especially those who wish to take a route that doesn’t include medication or more invasive methods often recommended by their primary care physician.

Now is the time to teach patients what their body is communicating, and the solutions to resolve their health and wellness concerns.

Valeri believes strongly in the power of people to heal themselves if they understand what their bodies are trying to communicate.

“The body always warns us when something is out of balance, and it always tells us what we need to restore that balance so the body can harmonize…we just don’t know how to decipher the clues and we ignore them.

It begins with a whisper, then gets louder with each level of misalignments, until it begins screaming at us with a major diagnosis. We need to start paying attention to these clues before things become an emergency or a terminal health issue.” – Michelle Valeri

Michelle’s new book, JUST PEACHY will be released in Spring 2023. It will demonstrate how the body functions, allowing patients and providers to have a different perspective on health, wellness, and the solutions available to restore balance and function in the body.

Valeri became a licensed Esthetician through Georgia Career Institute and prior to beginning her Chinese medicine education, was a guest speaker at several of their locations. She credits her education and practice experiences with revealing to her the gaps in education for the industry; pushing her to create courses and solutions. Before creating the Daoist DC Course, Valeri was a physiotherapist and owner of a successful Chiropractic clinic as well as mvskinconsulting.com

Life is just one adjustment after another. If you’re willing to do the work, you can change your destiny.

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Shop Smart Autos Appoints Guy Campbell and Launches Auto Directory

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Shop Smart Autos Appoints Guy Campbell and Launches Auto Directory

Published on January 27, 2023

Richie Bello, Shop Smart Autos CEO and Founder, announced Guy Campbell’s Advisory Board member appointment. “Guy has been a successful entrepreneur for over a decade and is still under 30. He has helped with several of the projects of our various entities in automotive, and data management for the past two years, making him the perfect person for this appointment,” said Bello.

Richie Bello, Shop Smart Autos CEO and Founder announced Guy Campbell’s Advisory Board member appointment. “Guy has been a successful entrepreneur for over a decade and is still under 30. He has helped with several of the projects of our various entities in automotive, and data management for the past two years, making him the perfect person for this appointment,” said Bello.

Campbell began his career as a data technician in 2011, founded and operated his own independent car dealership and car leasing business NetXCars at the age of 18, and in less than a decade was handling the country’s largest OEM data. Today, Campbell manages two data companies that partnered with the Shop Smart Autos data division. “Richie has been a mentor for me in my entrepreneurial endeavors for many years, which seems like forever, and for that, I am extremely grateful and excited for the opportunity to be part of the future direction of SSA.”, said Campbell.

Campbell will be at this week’s NADA offering the first 50 dealers that register for the directory 25 FREE SSA VIN-specific leads, plus a 90-day FREE trial to SSA’s vehicle history reporting platform. There’s no cost and no further commitment from the dealers. The objective is to introduce dealers to consumers who are currently coming to the site and to give car buyers a look at the inventory available in their respective markets. That has always been the unique selling proposition of the digital media platform, as it does not share leads with other dealers, helping the buyer feel comfortable when making a request for more information, and it makes it even easier for the dealer, as the dealer has a qualified person that’s truly interested in a vehicle in their inventory.

Shop Smart Autos, Inc. was founded in 2020, and is a Florida-based company, with headquarters in Miami.

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