Connect with us

News

David R. Williams, Senior Mortgage Loan Officer at Highlands Residential Mortgage, Interviewed on the Elite Real Estate Leaders Podcast

Published

on

David R. Williams, Senior Mortgage Loan Officer at Highlands Residential Mortgage, Interviewed on the Elite Real Estate Leaders Podcast

Published on March 19, 2024

David Willams discusses the top questions a 1st-time homebuyer needs to ask. 

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-david-r-williams-senior-mortgage-loan-officer-at-highlands-residential-mortgage/

The process of purchasing a first home marks a significant milestone in an individual’s life, fraught with excitement and, understandably, a myriad of questions. Recognizing the importance of making well-informed decisions, industry experts have compiled a crucial list of inquiries that first-time homebuyers should present to their realtors. This compilation aims to empower buyers with the knowledge needed to navigate the complexities of the real estate market confidently.

The Paramount Questions for First-Time Homebuyers:

  1. Understanding the Market and Location:

“What location should they choose?”
Understanding the dynamics of different neighborhoods and how they align with the buyer’s lifestyle and future plans is vital.

  1. Home History and Sales Insights:

“What’s the history of this house?”
Delving into the property’s past sales, renovations, and any underlying issues ensures buyers are fully informed.

  1. Financial Considerations and Mortgage Guidance:

“How does a mortgage work?”
A clear explanation of mortgage mechanisms, types, and what buyers can realistically afford is essential for financial planning.

  1. Property Evaluation During Tours:

“What should they look for when touring houses?”

Identifying potential problems or unique features during property tours can save time and resources.

  1. Negotiation and Offer Strategies:

“What concessions and contingencies should they include in their offer?”
Learning about strategic concessions and necessary contingencies protects the buyer’s interests.

  1. Future Value and Investment Perspective:

“Would they buy this house?”
Gaining insight into the property’s investment potential from a professional standpoint can influence decision-making.

David shared: “By addressing these critical questions, first-time homebuyers can embark on their property-purchasing journey with a solid foundation of knowledge and confidence. Industry professionals underscore the importance of a transparent and informative relationship between buyers and realtors, which ultimately facilitates a smoother and more satisfying home-buying experience.”

 

About David R. Williams

David Williams brings nearly forty years of knowledge, leadership, and home financing expertise to his role as Senior Loan Officer to Highlands Residential Mortgage. David’s experience in the mortgage industry spans decades; from loan origination to branch management and sales management, all the way to executive roles in regional and national loan production. He was recognized as one of the Top 100 Most Influential Mortgage Executives in America by Mortgage Executive Magazine in 2013, 2014, and 2015.

He has been a student, coach, and facilitator of the IMP/Integrative Mastery Program, mastering and training the IMP Principles for the last 20 years. He has also completed Jack Canfield’s Train the Trainer Program to further enhance his leadership, training, and coaching skills.

David says, “After 18 years in management, I am excited to return to personal production because of my love for people and helping them achieve their dream of home ownership.” He continues, “My position will allow me to use my leadership and relationship-building skills to help customers, both here in Colorado and across the country. Highlands is such a well-respected company in the industry – I’m glad I can help my clients get the homes they want, and make a positive difference in the world every day.

When he’s not working, David enjoys spending time with family and grandchildren, hiking, biking, and driving his cars.

Learn more:

https://www.highlandsmortgage.com/agents/dave-williams/

https://www.linkedin.com/in/davidrwilliams01/

https://www.facebook.com/DavidRWilliamsHomeLoans/

https://www.facebook.com/david.r.williams

This post was originally published on this site

Continue Reading

News

Public Relations Expert Michael Levine Reveals Strategies for Business Breakthrough on The Most Incredible Marketing Show Ever

Published

on

Public Relations Expert Michael Levine Reveals Strategies for Business Breakthrough on The Most Incredible Marketing Show Ever

Published on April 12, 2024

In a fun episode of the popular podcast “The Most Incredible Marketing Show Ever,” renowned public relations expert Michael Levine shares his insights on identifying and fixing “broken windows” in business, as well as the secrets to super success.

Los Angeles, CA – In a captivating episode of the popular podcast “The Most Incredible Marketing Show Ever,” renowned public relations expert Michael Levine joined host Craig Valine to share his insights on identifying and fixing “broken windows” in business, as well as the secrets to super success.

“Michael Levine is a true legend in the world of public relations, having worked with some of the biggest names in entertainment, politics, and business,” said Valine. “His wealth of experience and practical wisdom make him the perfect guest to reveal the strategies that can transform any company or individual.”

During the wide-ranging conversation, Levine discussed the concept of “broken windows” – the small details that can create a negative brand perception and undermine a business’s success.

“People are where they are because of who they are,” Levine explained. “The way you do anything is the way you do everything. If you have a consistently messy car or a disorganized life, it’s a reflection of your mindset and approach. Identifying and fixing those ‘broken windows’ is crucial for taking a business to the next level.”

Levine also shared the “3 L’s of Super Success,” a framework he has developed through decades of working with high-achieving individuals and organizations.

“The 3 L’s are Listen, Learn, and Lead,” Levine revealed. “The most successful people are constantly listening to the market, learning from their experiences and mentors, and then leading with confidence and clarity. It’s a simple but powerful formula for achieving extraordinary results.”

One of the most compelling parts of the episode was Levine’s candid discussion of his decision to transition into consulting and coaching after a storied career in public relations.

“I’ve seen too many of my friends retire and become smaller, more limited versions of themselves,” Levine said. “I don’t want that for myself. I want to take on a new adventure, to share the lessons I’ve learned with aspiring entrepreneurs and established businesses who are looking to break through to the next level.”

Valine praised Levine’s approach, noting that “Michael’s fees are far less than he’s worth, because he’s not driven by money – he’s driven by a genuine desire to help people succeed. That’s the kind of mentor and coach everyone should be seeking out.”

To listen to the full episode of “The Most Incredible Marketing Show Ever” featuring Michael Levine, visit www.TheMIMSE.com or find it on your favorite podcast platform.

This post was originally published on this site

Continue Reading

News

Christine Franklyn Announces the Official Launch of Her YouTube Channel, Showcasing Hidden Gems in Barbados

Published

on

Christine Franklyn Announces the Official Launch of Her YouTube Channel, Showcasing Hidden Gems in Barbados

Published on April 12, 2024

Content Creator Christine Franklyn announces the official launch of The More To Do In Barbados YouTube channel. Her videos take visitors and locals off the beaten path to discover the best eateries and exciting adventures on the island of Barbados.

Content Creator Christine Franklyn is filling a gap that no one else has filled until now. The More To Do In Barbados YouTube channel takes visitors and locals off the beaten path to discover the best eateries and exciting adventures on the island of Barbados.

“This channel brings a fresh look at Barbados and it’s an exciting opportunity for both visitors and locals to discover culinary innovations, unique artisanal products, and thrilling adventures off the beaten path,” said Franklyn.

In her captivating new YouTube channel, Christine Franklyn is redefining the way travelers and locals experience Barbados. Titled “More To Do In Barbados,” this channel provides a unique perspective on the hidden gems of this enchanting island. From mouthwatering eateries to adrenaline-pumping adventures, Christine takes viewers on a journey that unveils the true essence of Barbados.

One of the highlights featured on the channel is the Rally Barbados event, a thrilling motorsport extravaganza that captivates competitors and spectators from around the world. With exclusive footage and behind-the-scenes access, Christine brings the excitement of this event to life, showcasing the passion and adrenaline that fuels the rally.

But it’s not just high-octane action that Christine captures. She also delves into the cultural and culinary delights that Barbados has to offer. Holders Farmers Market, renowned for its vibrant atmosphere and diverse range of local produce, is given a spotlight on the channel. Additionally, Christine highlights the island’s best rum punch, a true Bajan delicacy that visitors simply cannot miss.

Through her unique storytelling and engaging cinematography, Christine Franklyn immerses viewers in the rich tapestry of Barbadian culture. From off-the-beaten-path adventures to hidden culinary treasures, “More To Do In Barbados” offers an authentic and unforgettable experience for both locals and tourists.

Check out the channel here: https://www.youtube.com/@lovebarbados.

About Christine Franklyn:

Founder of The Good Living Network, Christine Franklyn is a passionate advocate for living a fulfilling life while pursuing one’s passions. She created and hosted the Simplify Your Marketing Summit, a platform designed to empower passion-driven entrepreneurs to make a greater impact in the world and achieve freedom in their life and business.

As a co-author of two bestselling books, “Thrive and Prosper” and “Raising the Game,” as well as “Power Her Success,” Christine has established herself as a respected authority in the business and personal development space. She also hosts the Reclaim Your A-Game podcast and previously served as the Category Director for Health and Fitness with Podcast Magazine.

With a background as an entertainment TV host and award-winning radio announcer, Christine’s love for broadcasting blossomed during her time at Emerson College in Boston, alma mater of Maria Menounos, Henry Winkler and Jay Leno, among other luminaries in communications and performing arts.

After several years abroad, living in Boston, Canada and London, and traveling the world, Christine knew the best use of her MBA would be in building her own business. She decided to return to her beloved home country, Barbados, where she resides with her husband.

Just as Rihanna proudly represents Barbados, Christine is on a mission to showcase the island’s artisanal creativity and unexpected delights beyond its popular beaches. Through her YouTube channel, “More To Do In Barbados,” she invites viewers to discover the hidden gems that make this little island a true paradise.

This post was originally published on this site

Continue Reading

News

Rhett Chambers, Founder of Rhett Chambers Financial Services, Interviewed on the Influential Entrepreneurs Podcast Discussing Business Insurance

Published

on

Rhett Chambers, Founder of Rhett Chambers Financial Services, Interviewed on the Influential Entrepreneurs Podcast Discussing Business Insurance

Published on April 11, 2024

Rhett Chambers discusses the strategic use of business insurance to secure loans. 

Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-rhett-chambers-founder-of-rhett-chambers-financial-services-discussing-business-insurance/

Business insurance, particularly term life insurance, can be a valuable tool for business owners seeking to grow their business by using it as collateral for loans. Rhett Chambers, the founder of Rhett Chambers Financial Services, emphasized how term life insurance can secure loans and provide mutual protection for both the business owner and the lending institution.

Term life insurance is often the preferred choice for collateralizing loans due to its affordability relative to the coverage amount needed. By aligning the term of the insurance policy with the loan term, business owners can keep costs low while meeting the lender’s requirements. This strategic approach allows businesses to access necessary funds for growth without incurring excessive expenses.

One key benefit of using term life insurance as collateral is its flexibility. Business owners can adjust the policy to match the loan balance, freeing up benefits for other purposes as the loan is paid down. This flexibility not only supports the business’s financial needs but also enhances the borrower’s creditworthiness, potentially leading to larger loan amounts or more favorable terms.

Moreover, using term life insurance as collateral provides a layer of protection for both the bank and the borrower in unforeseen circumstances such as the borrower’s death or severe illness. The insurance benefits can be used to pay off the loan immediately, safeguarding the business, the borrower’s estate, and their family from financial burdens.

Rhett shared: One of the big components of the decision-making process for the business owner is cost. If we’re looking at a very short loan, you know, a five-year loan or a 10-year loan, there’s no reason to do a very long term, for example, of 20 years or 30 years, because that’s going to generate a higher cost. So, we can craft the plan to match up with the terms of the loan and in doing that, keep the cost as low as possible, which is oftentimes, very important for the business owner.”

A real-life example shared by Rhett illustrated how a business owner leveraged term life insurance as collateral for real estate investments, building trust with local banks, expanding his portfolio, and ensuring his family’s financial security. This case exemplifies how term life insurance can be a linchpin in securing loans and unlocking opportunities for business growth.

 

About Rhett Chambers

Rhett Chambers, a 2006 graduate of the University of Alabama, embarked on a dynamic career in financial services in 2007 as an agent for AIG. Over the years, he flourished at AIG, serving roles as a producer, advisor, and manager. In 2017, Rhett transitioned to Transamerica, dedicating five successful years before becoming a fully independent agent and advisor in 2020.

Representing top carriers in the financial service industry, Rhett specializes in life insurance, term life, disability insurance, annuities, long-term care, and business succession planning. With a clientele spanning Tuscaloosa and beyond, he extends his services across Alabama and neighboring states like Mississippi, Louisiana, Texas, and Georgia.

Rhett, a devoted family man with a wife and three children, considers his career’s essence to be helping individuals make informed decisions for a secure financial future. Proudly involved in various industry organizations and his community, he actively coaches’ children in sports. Rhett has achieved the Million Dollar Roundtable (MDRT) organization’s achievement multiple years for production and quality of customer service work with clients. Balancing his professional pursuits, Rhett finds joy inshore fishing and reading, looking forward to growing in the industry and leveraging new technologies to better serve his clients’ evolving needs.

Learn more: https://www.linkedin.com/in/rhett-chambers-5b669758/

Recent news and interviews:

  • Rhett Chambers Discusses Key Person Insurance:

https://authoritypresswire.com/rhett-chambers-founder-of-rhett-chambers-financial-services-interviewed-on-the-influential-entrepreneurs-podcast-discussing-key-person-insurance/

  • Rhett Chambers Discusses Buy-Sell Agreement Strategies:

https://authoritypresswire.com/rhett-chambers-founder-of-rhett-chambers-financial-services-interviewed-on-the-influential-entrepreneurs-podcast-discussing-buy-sell-agreement-strategies/

This post was originally published on this site

Continue Reading

Trending

SmallBiz.com does not provide legal or accounting advice and is not associated with any government agency. Copyright © 2023 UA Services Corp - All Rights Reserved.