Connect with us

News

Don Graves, President of the Housing Wealth Institute, Interviewed on the Influential Entrepreneurs Podcast Discussing Serving Financial Advisors with Reverse Mortgages

Published

on

Don Graves, President of the Housing Wealth Institute, Interviewed on the Influential Entrepreneurs Podcast Discussing Serving Financial Advisors with Reverse Mortgages

Published on January 23, 2024

Don Graves discusses the benefits of reverse mortgages.

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-don-graves-president-of-the-housing-wealth-institute-discussing-serving-financial-advisors-with-reverse-mortgages/ 

Don Graves has a long history of serving and helping people, which ultimately led him to the reverse mortgage industry. Before becoming the CEO of Habitat for Humanity in Philadelphia, he dedicated his time to ministry and mission work, demonstrating his commitment to serving others and providing value to those in need. It was during his tenure at Habitat for Humanity that he discovered the potential of reverse mortgages, sparking his interest in the industry.

This background in serving and giving value aligns perfectly with his current role as the president of the Housing Wealth Institute, where he continues to assist and support individuals in need of financial assistance and security.

Under the leadership of Don Graves, the Housing Wealth Institute is dedicated to protecting and securing wealth building. With 24 years of experience in the industry, Don Graves initially started in ministry and missions work before transitioning to the nonprofit sector as the CEO of Habitat for Humanity in Philadelphia. It was during this time that he discovered the potential of reverse mortgages as a way to serve and help people.

The Housing Wealth Institute recognizes the dichotomy in the use of reverse mortgages. On one hand, some individuals are house-rich but cash-poor, relying on reverse mortgages to provide them with a monthly cash flow. On the other hand, some affluent individuals want to maximize their home equity and utilize it for other investments

Jamie Hopkins, Director of Retirement Research at Carson Wealth shared about Don Graves: “While reverse mortgages are not for every client, they can be a beneficial tool when used correctly. Don Graves knows reverse mortgages inside and out. He also knows how they fit into a retirement plan. As such, there is no better person to learn more about reverse mortgages from than Don Graves.”

The institute primarily works with financial advisors who counsel clients approaching or in retirement. This is crucial as approximately 87% of retirees own a home. With retirement becoming longer, more expensive, and less predictable, it is essential to consider every available asset, including Housing Wealth, in retirement planning. The Housing Wealth Institute aims to expand the conversation financial advisors have with their clients to incorporate and integrate housing wealth into their retirement strategies.

Housing Wealth is seen as the fourth “bucket” in retirement planning; alongside income, insurance, and investment. It is not a standalone element but should be integrated into a comprehensive retirement plan to provide the best opportunity for a successful and enjoyable retirement. The goal is to ensure that retirees have the financial security and peace of mind to sleep well at night.

Ed Slott, CPA Retirement Expert, and Founder of America’s IRA Experts also shared: “I’ve included information about the Retiree’s Guide to Housing Wealth in my PBS program materials because I want the audience to be exposed to the new, updated, and accurate information found in it. I recommend you read it. Ultimately, it’s about educating yourself and learning the questions to ask when considering this strategy.”

Don explained: “A reverse mortgage is a federally insured loan for retired homeowners or for homeowners age 62 or better that allows them to convert a portion of their home’s value turned into tax-free dollars without having to make a monthly payment, without giving up ownership or coming off title to the home and without owing more than the home is worth in the future.”

About Don Graves 

Don Graves is the president of the Housing Wealth Institute and an Adjunct Instructor at the American College of Financial Services. He is one of the nation’s leading educators on incorporating reverse mortgages into retirement income planning. Don has been quoted in Forbes Magazine, featured on PBS, and is a sought-after professional speaker whose workshops are helping advisors and their clients determine if a reverse mortgage is right for them.

Learn more: https://www.housingwealth.net/  | https://hecmadvisorsgroup.com/

This post was originally published on this site

Continue Reading

News

Iowa-Based Dental Office Focuses on Relaxing, Spa-Like Patient Experience

Published

on

Iowa-Based Dental Office Focuses on Relaxing, Spa-Like Patient Experience

Published on February 28, 2024

Gentle Family Dentists is anything but ordinary. It’s all in their name. They focus on a gentle, relaxing dental experience with unparalleled dental care.

“We are the only office in Iowa that gives nitrous oxide for free,” shares Dr. Moreno, who has over 40 years at the practice. “Complimentary nitrous, alongside ceiling TVs and headphones, creates a relaxed atmosphere for patients of all ages. We often see patients who have put off coming to the dentist out of fear, but once they’ve experienced coming to Gentle Family Dentists, they understand what makes us so unique.”

Gentle Family Dentists resembles a spa retreat more than a dental office. A dedicated relaxation room fully equipped with a massage chair allows patients to unwind before or after their appointments rather than in a traditional waiting room.

To enhance the spa-like experience, they will be expanding the relaxation offerings starting in March. Each patient will have the opportunity to choose from a menu of treatments, including a hand softening treatment, an under-eye treatment, or a shoulder massage.

The practice caters to all ages, providing a comfortable and enjoyable dental experience even for children. Dr. Moreno adds, “Especially for our young patients, the nitrous while watching Disney makes them so relaxed and comfortable.”

With three experienced dentists and a highly skilled team, Gentle Family Dentists ensures that most treatments – including dental implants, orthodontics, botox, and dermal filler – can be done in-house, minimizing the need to refer their patients to other specialists.

They are also committed to accessibility. Unless all three dentists are in a seminar, somebody is usually ready to answer patient questions over the phone. With three convenient locations in North Liberty, West Liberty, and Muscatine, Iowa, patients can count on a relaxing, calming experience for any age.

This post was originally published on this site

Continue Reading

News

Daphna Levy’s “Stop Fighting and Start Communicating” Tops Multiple Bestseller Lists

Published

on

Daphna Levy’s “Stop Fighting and Start Communicating” Tops Multiple Bestseller Lists

Published on February 28, 2024

Daphna Levy’s latest book, “Stop Fighting and Start Communicating,” achieves #1 bestseller status, featured on renowned bestseller lists and is transforming relationships globally.

The highly anticipated book by renowned marriage coach Daphna Levy, “Stop Fighting and Start Communicating,” has taken the literary and self-help world by storm since its launch on February 20, 2024. Ascending rapidly to #1 bestseller status, the book has been recognized on multiple prestigious bestseller lists, including those focusing on Counseling, Couples & Family Therapy, Relationships, Marriage & Long-Term Relationships, and Health, Fitness & Dieting categories.

Daphna Levy, with a career spanning more than three decades, has become a vanguard in the field of relationship counseling. Her latest book’s remarkable success is a testament to her profound impact on couples and individuals striving for healthier, more communicative, and loving relationships. Born in Israel and having enriched her perspective with experiences across three continents, Levy’s advice resonates with a global audience.

“Stop Fighting and Start Communicating” is a comprehensive guide that delves into the complexities of interpersonal conflict and provides practical solutions for restoring harmony. The book highlights Levy’s unique approach, blending blunt honesty with deep compassion, and offers effective techniques for resolving disagreements without animosity.

Amidst the excitement of the book’s successful launch, Daphna Levy shared her heartfelt gratitude:

“I am deeply moved by the response to ‘Stop Fighting and Start Communicating.’ To see it embraced so enthusiastically, appearing on bestseller lists, is extremely rewarding. My greatest hope is that it continues to foster understanding and love in relationships. I am truly thankful to my readers for joining me in this journey to improve the way we connect with one another. This achievement is not only mine; it belongs to every reader who has sought to bring positive change into their life and relationships.”

Following the critical acclaim of her 2014 book, “Picking Right,” Levy’s newest publication builds on her extensive expertise and offers even more advanced strategies for those navigating the intricacies of long-term relationships.

The launch was highlighted by a special promotion that made the Kindle version of the book accessible to a wide range of readers. The practical tools, such as the Smart Relationship AnalysisTM included in the book, have been lauded as game-changers for couples looking to enhance their understanding of each other and their relationship dynamics.

As the book continues to receive praise and recognition, Daphna Levy’s impact is evident in the multitude of relationships revitalized by her wisdom. “Stop Fighting and Start Communicating” stands as an indispensable resource for anyone seeking to foster a harmonious, loving relationship.

This post was originally published on this site

Continue Reading

News

Natalie Raitano: A Journey from Hollywood to Fitness Guru – Unveiling Superbodies by Nat

Published

on

Natalie Raitano: A Journey from Hollywood to Fitness Guru – Unveiling Superbodies by Nat

Published on February 27, 2024

Natalie Raitano, renowned for her roles in Hollywood, has launched Superbodies by Nat in Rostraver, Pennsylvania, marking her transition from entertainment to becoming a fitness guru. This venture embodies her passion for fitness and her entrepreneurial spirit, inspired by her father’s business acumen.

From the glitz and glamour of Hollywood to the empowering world of fitness, Natalie Raitano has embarked on a transformative journey, culminating in the launch of Superbodies by Nat in Rostraver, Pennsylvania. This new venture is a testament to Raitano’s enduring passion for fitness and her commitment to inspiring others to achieve their health and wellness goals.

Raitano, best known for her dynamic roles in Pepsi commercials, music videos, and as a series regular on the hit TV show V.I.P. alongside Pamela Anderson, has always harbored a deep love for fitness. “True to my first love, fitness, I transitioned to a full-time career, becoming a master trainer and an inspiration,” Raitano shares. This pivot from entertainment to fitness was driven by her desire to make a tangible impact on people’s lives through health and wellness.

Superbodies by Nat is not just a fitness center; it’s a reflection of Raitano’s journey and her entrepreneurial spirit, deeply influenced by her father’s business acumen. The establishment of this fitness hub marks a significant chapter in her life, blending her passion for fitness with her innate business savvy.

Raitano’s path has been marked by resilience and determination. She openly discusses the challenges she has faced, saying, “In my life’s journey, I’ve learned that losing everything is just the start of finding your way back.” These words encapsulate her approach to both life and business—viewing setbacks as opportunities for growth and renewal.

 

Reflecting on her experiences, Raitano acknowledges the strength she has drawn from adversity: “The toughest times in my life have been the foundation of my strength today.” Her journey serves as an inspiration to many, demonstrating the power of perseverance and the importance of pursuing one’s passions.

Superbodies by Nat offers a variety of fitness classes and training programs tailored to meet the needs of individuals at every stage of their fitness journey. Raitano’s goal is to foster a supportive community that empowers individuals to discover their strength, resilience, and joy through fitness.

About Shine On Success Podcast

The Shine On Success Podcast, hosted by Dionne Malush, entrepreneur and owner of Realty One Group Gold Standard, is dedicated to exploring the journeys, challenges, and triumphs of today’s entrepreneurs. Each episode is crafted to inspire, educate, and empower listeners, whether they’re just starting out or are seasoned business owners.

For more information about Superbodies by Nat and to connect with Natalie Raitano on her remarkable journey, please visit her YouTube channel or follow her on social media at:

This post was originally published on this site

Continue Reading

Trending

SmallBiz.com does not provide legal or accounting advice and is not associated with any government agency. Copyright © 2023 UA Services Corp - All Rights Reserved.