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Genevieve Henderson, Senior Mortgage Loan Officer with American Pacific Mortgage, Interviewed on The Colorado Real Estate Leaders Podcast

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Genevieve Henderson, Senior Mortgage Loan Officer with American Pacific Mortgage, Interviewed on The Colorado Real Estate Leaders Podcast

Published on June 27, 2022

Genevieve Henderson discusses mortgage loans for first-time homebuyers.

Listen to the interview on the Business Innovators Radio Network:
https://businessinnovatorsradio.com/interview-with-genevieve-henderson-senior-mortgage-loan-officer-with-american-pacific-mortgage/

When people are first-time homebuyers, there are a lot of things to consider when it comes to their mortgage. Here are some things to keep in mind:

  • How much can they afford? They need to consider all of their other debts and expenses when determining how much they can afford to spend on a mortgage.
  • What type of mortgage is best for them? Many different types of mortgages are available, so be sure to research all the options before making a decision.
  • How long do they want to finance their home? The length of their mortgage will impact their monthly payments, so it’s best to be sure to choose a term that fits their budget.
  • What are the interest rates? Interest rates can fluctuate.
  • What are the fees associated with the mortgage? They need to be sure to ask about any origination fees, points, or other closing costs that may be related to their mortgage.
  • How much of a down payment do they need? In most cases, they’ll need to put down at least 3% of the purchase price of their home to qualify for a mortgage.

By keeping these considerations in mind, people can be sure to find the best mortgage for their needs as first-time homebuyers.

Investment properties can be a great way to generate income, but they come with financial challenges. If they’re thinking of investing in a property, they’ll need to find the best mortgage loan for their needs.

The first thing they’ll need to consider is the type of investment property they’re looking at. There are many investment properties, from single-family homes to multi-unit buildings. Each type of property will have its own set of financing challenges.

Once they’ve decided on the type of investment property they’re interested in, it’s time to start shopping for the best mortgage loan. There are many different lenders out there who offer loans for investment properties.

Genevieve explained, “If you’re looking for the best mortgage loans for investment properties, be sure to choose a mortgage lender that will take the time to explain the different options for loan products and rates, when to lock the rate, and whether to buy down the rate. This will help you find the best deal for your needs. With the right loan, you can make a great return on your investment.”

Client Adrianna R. says: “Genevieve was great to work with. She is very knowledgeable and helpful for both first-time buyers as well more experienced buyers. I truly appreciate how she communicated with us and made everything so easy. I will continue to work with her in the future.”

About Genevieve Henderson

Genevieve has been licensed in Colorado for 4.5 years. Her background in law has given her additional skills to enable her borrowers to purchase and refinance their homes. She is incredibly passionate about building wealth thru real estate and works with numerous investors.

Learn More:
https://www.apmortgage.com/genevieve-henderson

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Wornel and Kellen Simpson Announce their Initiative: “Being Brilliant On The Basics”

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Wornel and Kellen Simpson Announce their Initiative: “Being Brilliant On The Basics”

Published on August 5, 2022

Wornel and Kellen serve their clients by Being Brilliant On The Basics: The simplicity of proven financial methods and strategies.

“The price one pays for pursuing any profession, or calling, is an intimate knowledge of its ugly side”- James Baldwin

Wornel and Kellen explained, “We view permanent life insurance as a strategy to take market dissatisfaction and make it work for you.  Financial markets perform erratically.  We have spent over forty years managing risk and preserving capital.  The appropriate life insurance policies can help preserve the assets you spend years accumulating.  Permanent life insurance policies have been designed with structural truths, rules, mathematical certainties, and conservative economic assumptions.  Why not utilize these large companies’ financial acumen and resources to help you reduce speculation and risk to a science? – THE RIGHT WAY.”

People should not take good fortune for granted.  It is easy to feel secure and over-confident when at the top of their game and have a substantial guaranteed income, and prospects for continued future cash flow appear promising.  This is when being “brilliant on the basics” is most important.

Simpson continued, “Beyond our levels of expertise, we provide access to a network of quality professionals and services; consolidation and simplification of financial matters; personal service that extends beyond finances; sophisticated, yet understandable investment strategies and strength of focus on long-term goals.”

Wornel and Kellen Simpson will provide open forums throughout year-end 2022 on utilizing life insurance products as protection vehicles and investment tools- THE RIGHT WAY.

About Wornel and Kellen Simpson

Wornel Simpson and Kellen Simpson are among the nation’s leading investment and insurance industry professionals with over four decades of experience.  They exhibit a unique approach to ascertaining 21st-century economic and generational trends and opportunities.

Wornel Simpson and Associates (wornelsimpson.com) was established in 1983 as a financial management firm.  In 2018, J. Clyde Management (jclydemgmt.com) was created to help develop the innovative ideas of entities seeking next-level business advice and direction.

Focusing on family and lifestyle advisory, Kellen and Wornel are committed to delivering responsible results through responsible actions.

Wornel Simpson (B.A.- Political Science, University of California-Davis) is a Registered Representative of FSC Securities Corporation and holds FINRA Series 7, 63, and 65 registrations.  He is registered in the states of CA, AZ, CO, FL, GA, IL, IN, KS, MD, NY, NC, VA and WA.  He is life licensed in CA, NV, FL and WA.  Kellen Simpson (B.A.- Communication Studies, Long Beach State University) is a licensed Life, Health and Accident Agent in CA and NC.

Learn more: wornelsimpson.com

[email protected]

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Jonathan P. Groth, Founder, and Owner of the Groth Law Firm, Interviewed on the Influential Entrepreneurs Podcast

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Jonathan P. Groth, Founder, and Owner of the Groth Law Firm, Interviewed on the Influential Entrepreneurs Podcast

Published on August 5, 2022

Jonathan P. Groth discusses how his law firm helps obtain justice for victims of personal injuries.

Listen to the interview on the Business Innovators Radio Network:

https://businessinnovatorsradio.com/interview-with-attorney-jonathan-p-groth-founder-and-owner-of-the-groth-law-firm/

Non-economic damages are often referred to as general damages and include pain and suffering, loss of companionship, inconvenience, and loss of consortium. General damages are usually available to those who suffer from long-term injuries sustained in an accident.

Punitive damages are only awarded to punish a defendant for grossly negligent or intentional actions. A drunk driver that causes an accident might have to pay punitive damages. Someone who kidnaps you with an intent to harm you might have to pay punitive damages in a civil lawsuit and any criminal penalties the criminal court might order.

Groth explained, “Your circumstances dictate what kind of damages you might collect in a personal injury lawsuit. Economic damages are often referred to as special ones, including those with a price attached. Special damages might include past and future medical costs, past and future lost wages, funeral and burial expenses, and replacement of personal property—including vehicles—damaged in the accident.”

People get injured in all types of situations, and many of those situations are the fault of another person or product. When someone or something else causes a person an injury, they are legally entitled to collect compensation for their medical bills and other inconveniences, depending on the circumstances of the accident. In fact, they could collect three types of damages: (1) economic, (2) non-economic, and (3) punitive. Of course, this depends on the type of injury and the defendant’s actions—the at-fault person or company.

That’s where the victim will need the help of a Wisconsin personal injury lawyer like the Groth Law Firm. Based in Milwaukee, they can help determine who may have contributed to a person’s injuries and seek compensation on their behalf.

Client Christine from Fond Du Lac, Wisconsin says: “Thank you Attorney Jonathan Groth, I sure appreciate the settlement you were able to get me for our snowmobile accident. You were very helpful, friendly, and efficient on getting us the information we needed. I am glad and proud that I chose you and your team to represent me!!! Thank you from the bottom of my heart!”

About Jonathan P. Groth

Groth Law helps injured victims locally with its car crash and “single event” practice. Internationally, Groth Law helps victims suffering injuries from Vaccine Administration in the U.S. Court of Federal Claims. In all regards, Mr. Groth devotes his time and resources to helping innocent accident victims, and their families find the justice they seek after suffering an injury or loss caused by another party’s negligence or wrongdoing.

Handling all types of personal injury and wrongful death claims, Mr. Groth advocates strongly on behalf of those adversely affected by automobile and motorcycle accidents, trucking accidents, defective products, dangerous property conditions, animal attacks, nursing home abuse, and bicycle and pedestrian accidents. Throughout the course of his career, he has recovered millions of dollars on behalf of those he serves, earning his membership to both the Million Dollar Advocates Forum and the Multi-Million Dollar Advocates Forum alongside being named a Rising Star, a SuperLawyer, receiving a superb 10 on Avvo, and being named one of the Top 100 Trial Lawyers in Wisconsin by the National Trial Lawyers Association.

Jon is active in the legal community, teaching other attorneys about the intricacies of personal injury law. He’s a member of the American Bar Association, State Bar of Wisconsin, and the American Association of Justice.

Besides being a personal injury attorney, Jon has taught at Cardinal Stritch University and is a father to three kids. When there’s a spare moment to be had, Jon indulges in outdoor activities such and running or skiing, and he and his wife often volunteer at church, coach sports and drive the “Groth taxi” for their boys.

Learn More: https://grothlawfirm.com/

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Elephant in the Room: The “Colorado Real Estate Leaders” Podcast Builds Community in the Midst of the Hard Market

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Elephant in the Room: The “Colorado Real Estate Leaders” Podcast Builds Community in the Midst of the Hard Market

Published on August 4, 2022

The Colorado Real Estate Leaders Podcast builds community in the midst of the challenging market. Real Estate professionals find support in the community soundwave resounding all over Spotify, Audible, Pandora, Apple Podcasts, and other major platforms.

In especially difficult economic times, The Colorado Real Estate Leaders Podcast provides a nuanced talk-space for members of the real estate field to connect through the power of conversation. Trailstone Insurance Group produces Colorado Real Estate Leaders Podcast to create a sense of community, and many guests on the show are not afraid to address the elephant in the room—rising interest rates and the current state of our market.

So far, the show has featured professionals like James Rangel, a veteran relator who survived the previous housing crisis; and Terra Schrader, a brand-new loan officer with ambitious marketing schemes. Just to name a couple.

‘The idea is to bring the Real Estate Community together through different voices, perspectives, and stories, especially during trying times. We are, after all, like a massive professional network of a family,” explains Lauren Hendrick, the podcast producer and marketing director at Trailstone Insurance Group. “I know from experience that the stories of your colleagues can provide insight, inspiration, and motivation! Whether you’re a real estate agent, loan officer, or other professional, you can find your people AND your own voice.”


Listen to the Colorado Real Estate Leaders Podcast:

Hendrick continued, “Want to bring your voice into the discussion? To land your own interview, apply here:” https://lnkd.in/gNxcwdUQ

The Colorado Real Estate Leaders Podcast is sponsored by Trailstone Insurance Group, an independent insurance agent representing multiple insurance companies, which sets them apart from corporations that are limited to one. Because they are not locked into just one insurance company, the best options for coverage and the best pricing are available. Having access to over 40 insurance companies means when rates go up with one company, Trailstone can move their clients’ insurance to a better and more customized option…in fact, they have an entire department in their agency focused on just renewals and finding the best coverages! There is no charge to use their service; the insurance carriers pay them.

Dave Ramsey has endorsed Trailstone Insurance Group. Hendrick commented, “It took us years to pass Dave’s vetting process. We had to prove to Dave’s team that we have the ‘Heart of a Teacher’ in our selling approach with our clients. This means we put your needs first before ours or the insurance carriers. Insurance agencies cannot purchase Dave’s endorsement; it must be earned. To ensure we are continually improving, Dave’s team does monthly training with the leadership here at Trailstone Insurance and asks for feedback directly from our customers.”

Learn More: https://trailstoneinsurancegroup.com/

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