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Jeffrey Stevens, Founder of Preferred Retirement Strategies Announces Publication on Social Security Claiming



Jeffrey Stevens, Founder of Preferred Retirement Strategies Announces Publication on Social Security Claiming

Published on December 22, 2022

Jeffrey Stevens announces a new publication his firm has come out with to educate pre-retirees on Social Security claiming options.

Stevens says, “At Preferred Retirement Strategies, we help our valued clients develop a clear understanding of their Social Security benefits and educate them on the right time to start accepting their benefits. Delaying your benefit may potentially increase your benefit amount by as much as eight percent per year. There is a lot to know about Social Security, and you need to be educated so that you head into retirement with a plan on exactly how you will rely on your benefits. Our firm is committed to helping you get the most you can from your benefit, so you can take one step closer to the comfortable and enjoyable retirement you’ve been working so hard for! To help ensure you are maximizing your Social Security benefit, you should have a firm understanding of this complex matter.”

Social Security is a crucial part of many people’s retirement planning. The Social Security Administration (SSA) estimates that about 60% of elderly Americans rely on Social Security for at least half of their income.

For most people, deciding when to claim Social Security benefits is one of the most important financial decisions they will make in retirement. The key to making the right decision is understanding how Social Security works and fits into an overall retirement plan.

Here are some things to consider when making claiming decision:

Full Retirement Age

The full retirement age (FRA) is the age at which someone is eligible to receive full Social Security benefits. For people born between 1943 and 1954, FRA is 66. For those born in 1960 or later, FRA is 67. If they claim benefits before reaching FRA, their benefit will be reduced.

Life Expectancy

Life expectancy is an essential factor to consider when claiming Social Security benefits. Generally speaking, the longer someone is expected to live, the more advantageous it is to delay claiming benefits. This is because Social Security benefits are designed to replace a more significant portion of working income if they claim them later in life. For example, if they claim benefits at age 70 rather than 62, their benefit will be 28% higher. This can make a big difference in their overall retirement income.

Health Status

Health status is another critical factor to consider when making Social Security claiming decision. Generally speaking, the healthier someone is, the longer they can expect to live. Waiting to claim Social Security benefits may be advantageous if someone is in good health. On the other hand, if their health is not good and they don’t expect to live a long life, it may be better to claim benefits earlier. This is because they’ll want to maximize the time they spend receiving benefits.

 The Bottom Line

Deciding when to claim Social Security benefits is a complex one. There are a lot of factors to consider, and there is no single right or wrong answer. The best thing that can be done is to become educated about how Social Security works and how it fits into the overall retirement plan.  

About Jeffrey Stevens

Jeff Stevens provides clients with custom-tailored investment strategies to meet short and long-term goals. As a fiduciary, Jeff is obligated to put his clients’ interests first. His objective is to help individuals, families and businesses develop innovative financial strategies that result in financial clarity, security, and overall financial health.

Jeff specializes in wealth creation, wealth conservation, personal financial planning, business planning and estate planning. He works with clients to secure their retirement by maximizing their retirement income to keep pace with inflation and reduce market risk.

Jeff is a member of the National Association of Insurance and Financial Advisors and is a life and qualifying member of the Million Dollar Round Table.

Jeff grew up in Brooklyn and Long Island. He enlisted at seventeen and served honorably in the United States Marine Corps. Upon discharge from the service, Jeff worked as an electrical engineer and enrolled in Nassau Community College. After earning an Associate’s Degree, Jeff entered the insurance and financial services industry and continued his education at Rutgers University where he received a BS in Management.

Jeff resides in Freehold, New Jersey with his wife, Marge. They have two adult children and three grandchildren. Jeff is an avid sportsman and enjoys freshwater and saltwater fishing and vacationing with his family.

Ensure a successful and dignified, retirement without financial worries.

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Rebecca Macieira-Kaufmann, Founder of RMK Group and Author of FitCEO, Interviewed on the Influential Entrepreneurs Podcast



Rebecca Macieira-Kaufmann, Founder of RMK Group and Author of FitCEO, Interviewed on the Influential Entrepreneurs Podcast

Published on February 3, 2023

Rebecca Macieira-Kaufmann discusses how to EXCEED your potential personally and professionally. 

Listen to the interview on the Business Innovators Radio Network:

Regardless of someone’s current career or life stage, it’s never too late to exceed their potential and live the life they always wanted. The key is knowing where to start and how best to do it.

Rebecca explained: “The first step on this journey is knowing yourself: what are your strengths, weaknesses, values, and goals? Once you have a clear picture of who you want to be in your personal and professional lives, begin developing an action plan outlining the steps you need to take to reach your end goal. This includes short-term goals along with long-term ones. Having specific targets set out will make it easier for you to track progress and stay motivated and evaluate if any course corrections need to happen along the way.”

Finding mentors and networking is also an essential part of the process. Having someone who can provide emotional support, feedback, and guidance, as people make their way through this journey will help keep them on track and give them a much better chance of success.

Finally, it’s important to remember that personal growth doesn’t happen overnight and requires persistent effort over time to yield results. People need to spend some time each day reflecting on how far they have come; when things don’t go the way they want, they should take a step back, learn from the mistakes made, and move forward again with renewed enthusiasm!

Exceeding potential is possible – all it takes is dedication and hard work!

About Rebecca Macieira-Kaufmann

Rebecca is a seasoned CEO and veteran Fortune 50 Global Executive. She draws on deep expertise in the financial services industry and has a demonstrated track record of leading highly successful business turnarounds, scaling new businesses, and expanding operations globally. In June 2020, Rebecca founded RMK Group, LLC, an advisory and consulting service focused on fintech, digital currency, and payment systems. She is a frequently sought-after speaker on leadership and business transformation, life and work integration, culture change, and building high-performing teams. She recently wrote a book, FitCEO: Be the Leader of Your Life, about achieving holistic health—at work, home, and play.

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Yorkshire Pair Finish Snow Sculpture In Record Time For Arctic Competition



Yorkshire Pair Finish Snow Sculpture In Record Time For Arctic Competition

Published on February 3, 2023

Two Yorkshire men have been competing with artists from all over the world in their second snow sculpture competition this month, completing their creation in record time.

Fitness coach Martin Sharp, from York, and tree surgeon Justin Scott, from Driffield, were pitted against sculptors from Spain, Sweden, Taiwan, France and the United States in the Kiruna International Snow Sculpture Competition 2023. The pair completed their sculpture, known as Figurative Animate X Three, in just two days, which was the new record for the event, which is held 140km north of the Arctic Circle in Swedish Lapland.

The creation – an abstract human figure with three sides – was the second snow sculpture created by the team in January. They had already competed in Shapes in White, an international snow sculpture competition in Austria, where their snow boat called Unsinkable 2 was awarded ninth place.

Martin, who runs the fitness and lifestyle coaching business Sharp Fit For Life, said it was the first time they had entered the Kiruna contest and the experience had been completely different.

The 45-year-old said: “In Austria, we were working on top of a mountain at high altitudes, whereas here we were sculpting in a city with everyday life going on around us. As it was lower altitude, we didn’t get tired as quickly so it felt easier and we were delighted to be the first to finish our sculpture in just two days.

“It took us about 15 or 16 hours in total – the snow was very soft, which meant we could pile through it quickly but the finish wasn’t as crisp as we’d hoped. There has also been a great sense of camaraderie between the sculptors with people sharing ideas and borrowing tools.

“The thing we have really enjoyed is that lots of people have been coming to watch the sculptures take form, including lots of children. There have been school parties coming to take a look and have a go at creating their own smaller snow sculptures and high school students worked with two sculptors to create a play park made out of snow.”

Although the pair weren’t named as the winner or runner-up, they were proud of their efforts and celebrated finishing with some traditional Lapland activities including dog sledding, a skidoo ride and a visit to an ice hotel.

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Sarah Stockham, Founder and Owner of Reiki Claremont, Announces the Release of Continuing Education Reiki Classes for Dentists Practicing in America



Sarah Stockham, Founder and Owner of Reiki Claremont, Announces the Release of Continuing Education Reiki Classes for Dentists Practicing in America

Published on February 2, 2023

Sarah Stockham is the founder and owner of Reiki Claremont, a language of self-care, where she teaches all levels of the Affective Reiki Method and leads personalized Reiki sessions supporting peace filled mind by design.

Sarah Stockham announces that Continuing Education through CE Approved, which is an approved AGD PACE Provider, is now available through her healing center, Reiki Claremont, based in Claremont, CA.

According to Sarah, Reiki Claremont is offering approved Continuing Education through Affective Reiki Method’s Level 1 & 2 course. This course is designed to help dentists in America further their education in the field of Reiki. The course is made up of three live Zoom sessions, each one 3 hours and 20 minutes, for a total of 10 hours of instruction, practice, and time to ask questions.

“Additionally, students will receive a pre-recorded option that includes a library of ‘how to’ videos allowing students to have the tools they need to practice Reiki in either person or through distance,” Sarah stated.

She continued, “Reiki, as described by the National Center for Complementary and Alternative Medicine, is an energy-based healing practice that uses light touch and intentional energy transfer to facilitate the body’s natural ability to heal itself. It has been used for centuries to help those suffering from physical, mental and emotional issues.”

Reiki is effectively used to increase a sense of calm and reduce anxiety in hospitals across America, like the internationally renowned hospital in Pasadena California.

With over a decade of teaching Reiki to medical doctors, coaches, PhDs, psychologists and college students, Sarah Stockham of Reiki Claremont, believes that students can apply the same techniques in their business or personal lives.

“I feel like a spiritual sommelier; pairing the flavors of best healing practices with what life puts on your plate,” Stockham shared.

Traditional Reiki lineages use four levels, each with their own training and attunements. Through her upcoming Affective Reiki Method Level 1 & 2 courses, she is offering an opportunity to delve deeper into the practice. The Affective Reiki Method courses are broken down into Levels 1 & 2.

  • Reiki Level One teaches the basics of noninvasive hand positions for a “hands on” Reiki treatment.
  • Reiki Level Two covers how to send Reiki to someone who is not in the room and is commonly called “Distance Reiki”.

Participants have the chance to not only learn the fundamentals of both “in person Reiki” & “distance Reiki” but also best practices.

“Affective Reiki Method courses are built on the idea we can learn and apply techniques to support a peace filled mind by design,” Sarah affirmed.

The course is available from 5PM to 8:20 PM PT/ 8PM to 11:20 PM ET on:

  • February 27th, 2023
  • March 6th, 2023
  • March 13th, 2023

Once completed, participants are eligible to receive C.E credits from CE Approved which is an approved AGD PACE Provider.

All those interested in learning more about Reiki methods should sign up now and receive an email with the Zoom link for the Affective Reiki Method course.

Upon successfully completing the Affective Reiki Method Level 1 and 2 course, which will include sending Reiki Claremont an email with how the student want their name printed on the certificate, they can request continuing education credits that come from CE Approved which is an approved AGD PACE Provider.

For over a decade Sarah Stockham has been teaching Reiki and applying it in her own life. She knows how powerful it can be and wants to share her knowledge with others. With the upcoming Affective Reiki Method Level 1 & 2 courses she hopes to inspire others to take this chance to deepen their understanding of the practice and discover its potential benefits.

“Savor being present by accessing the five senses.  Be willing to ‘walk on’,” Sarah concluded.

About Reiki Claremont and Sarah Stockham

Reiki Claremont is a reiki healing center based in Claremont, CA. It specializes in traditional reiki lineages and offer classes on Level 1 & 2 of the Affective Reiki Method. It strives to create a supportive safe space for individuals to learn reiki and experience its healing benefits.

Sarah started her Reiki healing journey following the financial downturn of 2008. Personally, facing serious medical and financial challenges, she learned her father was diagnosed with terminal cancer. Following a 15-minute Reiki session, she experienced the best night of sleep in 4 years.  Curious and intrigued to learn more about her Reiki experience, Sarah studied with multiple teachers. As Sarah shared this gift, Reiki had the same effect on others. Teaching Reiki is Sarah’s passion as Reiki is a foundational healing modality.

To register for the Affective Reiki Method Level 1 & 2 visit:

For more information about Reiki Claremont, visit:

Connect with Sarah Stockham on Social Media: 

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