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Marshall Moore, Loan Officer with Spire Financial, Interviewed on the Colorado Real Estate Leaders Podcast

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Marshall Moore, Loan Officer with Spire Financial, Interviewed on the Colorado Real Estate Leaders Podcast

Published on March 20, 2023

Marshall Moore discusses why financial literacy is so essential today. 

Listen to the interview on the Business Innovators Radio Network: 
https://businessinnovatorsradio.com/interview-with-marshall-moore-loan-officer-with-spire-financial/

Financial literacy is a crucial tool for success in today’s world. It allows individuals to make informed decisions about their money and plan for the future. With financial knowledge, people can avoid unnecessary debt, save more money, invest wisely, and understand how to manage their finances.

Marshall explained: “In our society, we don’t talk about our money very often, whether teacher to student, parent to child, or even amongst friends. While this might help to make us feel more private, it means that most people are left to ‘figure it out on their own’ when it comes to making smart money decisions that fit their life goals and ambitions! As a loan officer, I help people to plan out what is, for most people, the biggest investment (and wealth-builder) of their lives – their homes. Though my industry is not well known for really advising and walking people through all their options, my commitment to it really shows through during my process with clients.”

In short, financial literacy is essential for individuals and society as a whole, and Marshall continues to educate and plan through the vehicle of helping people with their home purchases. Taking the time to learn about how money works, how to use it wisely, and how to properly plan for a home purchase as part of someone’s long-term financial and life goals is an investment worth making.

Financial literacy builds financial security and freedom – two vital components of a strong and healthy society. The earlier people learn about their finances, the better off they’ll be later in life. While Marshall still volunteers at schools and advocates for personal finance classes to be taught in more high schools, he is also committed to making sure that loan officers and realtors – the only financial professionals that people under about 40 years old are likely to talk to – are strong resources for financial literacy, since they help with such a critical part of people’s long-term financial lives.

 

 About Marshall Moore

Former award-winning financial literacy educator turned insanely helpful Loan Officer. Sharing real estate and financial tips on Instagram: @mortgageswithmarshall

NMLS ID 2051209 | CO License 100524642 | Company NMLS ID 145502

Learn more:

https://www.linkedin.com/in/marshallmoosemoore/

https://www.linkedin.com/company/spire-financial-inc-/

https://www.spirefinancial.com/mmoore

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Fran Bailey, Renowned Energy Healer and Founder of the SHEVA Method, to Conduct Enlightening Sessions on the Power of the Heart Chakra

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Fran Bailey, Renowned Energy Healer and Founder of the SHEVA Method, to Conduct Enlightening Sessions on the Power of the Heart Chakra

Published on June 7, 2023

Fran Bailey, the founder of the transformative SHEVA Method, has announced a free series of life enhancing materials throughout May and June 2023. The content will delve deep into understanding and harnessing the power of the Heart Chakra, a crucial component of holistic well-being and spiritual growth.

Fran Bailey, the highly regarded energy healer and founder of the transformative SHEVA Method, has announced a series of blogs, meditations and videos throughout May and June 2023. The content will delve deep into understanding and harnessing the power of the Heart Chakra, a crucial component of holistic well-being and spiritual growth.

Bailey, a pioneering figure in the realm of energy healing, aims to share her extensive knowledge about the Heart Chakra and its significant benefits. The online content will include practical advice on healing techniques, emotional balance, and cultivating a life of abundance and fulfillment through a balanced Heart Chakra.

Fran Bailey’s contributions to the field of energy healing have been recognized worldwide, thanks to her groundbreaking SHEVA Method – a holistic approach to spiritual growth and emotional well-being. Her sessions have been transformative for thousands of individuals seeking to unlock their true potential and navigate life’s challenges with resilience.

In addition to her acclaimed SHEVA Method, Bailey’s expertise in energy healing is vividly captured in her book, EMERGENCE. The book is an enlightening guide to understanding and harnessing our internal energies for self-improvement and spiritual development. It provides readers with actionable strategies and insightful knowledge to traverse their spiritual journey. To celebrate Mother’s Day during the month of May 2023, Fran has made the book available with the addition of a free heart meditation audio download to assist Mothers during time of change.

“I’m thrilled to share my knowledge about the Heart Chakra this month,” said Bailey. “My hope is that this content will empower individuals to tap into the healing power of their Heart Chakra and lead lives filled with love, compassion, and inner peace.”

Participants of these sessions can look forward to gaining a deeper understanding of the Heart Chakra’s role in emotional balance, maintaining harmonious relationships, and cultivating a sense of unconditional love and forgiveness.

For more information about the blogs, meditations and videos, visit Fran Bailey’s official website. To stay updated on her latest events and tips on energy healing, follow her on social media.

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Rick Sechler, CFP® Founder of USA Retirement Solutions, Interviewed on the Influential Entrepreneurs Podcast

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Rick Sechler, CFP® Founder of USA Retirement Solutions, Interviewed on the Influential Entrepreneurs Podcast

Published on June 7, 2023

Rick Sechler discusses the advantages of fixed-indexed annuities compared to other income-generating choices. 

Listen to the interview on the Business Innovators Radio Network: 

https://businessinnovatorsradio.com/interview-with-rick-sechler-cfp-founder-of-usa-retirement-solutions/

Fixed-indexed annuities offer several advantages compared to other income-generating products. One of the most significant is the guaranteed income stream they provide for as long as the policyholder is alive. This means people can be sure their retirement savings will last throughout their lifetime, regardless of how markets fluctuate. Fixed-indexed annuities usually have no additional fees or charges so people don’t need to worry about ongoing costs. Fixed-indexed annuities provide peace of mind.

In comparison, other products such as stocks, bonds, and mutual funds may provide higher yields but expose individuals to more risk. There is no guarantee that the value of these investments won’t decrease, leaving their retirement income vulnerable. Furthermore, unlike fixed-indexed annuities, additional fees or charges may be associated with such investments, which can erode returns over time. So, while other income-generating products may offer potential gains in the short term, fixed-income annuities are an excellent option for long-term financial security.

Rick explained: “Fixed-indexed annuities are an attractive option for retirees who want to secure their retirement income and enjoy peace of mind. They protect against the risk of market volatility and additional fees or charges. Ultimately, fixed-indexed annuities can enable retirees to enjoy a comfortable standard of living throughout their retirement years.”

He added, “If you’re looking for reliable income during your retirement, then fixed-indexed annuities should be part of your financial planning. Make sure to speak to a qualified financial advisor before making any investment decisions to make the most informed choice possible. With the right advice and products, you can ensure that your retirement income will last as long as you do.”

 

About Rick Sechler

Rick Sechler is a Certified Financial Planner who truly appreciates the opportunity to serve clients planning for and enjoying their retirement.

Based on over 30 years of experience and the ability to listen for the nuances that make every situation different, he believes in a collaborative process that results in solutions developed by gathering information that integrates personal and financial circumstances and goals. Communication is the most important ingredient to developing the plan that is right for you.

Learn More: https://usaretirementsolutions.info/

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Tom Hegna, Author, Speaker, Economist, and Retirement Income Expert, Interviewed on the Influential Entrepreneurs Podcast

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Tom Hegna, Author, Speaker, Economist, and Retirement Income Expert, Interviewed on the Influential Entrepreneurs Podcast

Published on June 7, 2023

Tom Hegna discusses how Financial Advisors can thrive in today’s industry to best communicate retirement products with clients and prospects. 

Listen to the interview on the Business Innovators Radio Network:
https://businessinnovatorsradio.com/interview-with-tom-hegna-author-speaker-economist-and-retirement-income-expert/

Financial advisors have the potential to thrive in today’s competitive industry by effectively communicating retirement products with clients and prospects. To do so, they must understand the complexities of these kinds of products and present them in an easily understandable way.

Tom explained: “One essential skill for financial advisors is identifying their client’s needs. This means assessing an individual’s current financial situation, including debt levels, income sources, savings goals, and other investments. With this information, advisors can consider which solutions from a broad range of retirement-specific options best suit each unique client.” 

Once identified, financial advisors should educate their clients on all available options – weighing both short-term and long-term considerations. Advisors should also be able to provide the pros and cons of each option so their clients can make informed decisions about their retirement goals.

In addition to providing clear, easy-to-understand information, financial advisors need to keep up with the ever-changing retirement landscape. By staying current on new products, regulations, and other industry changes, advisors can better provide practical advice tailored to a client’s situation.

It’s important to remember that successful communication requires a deep understanding of both people and products – something that all financial advisors must develop over time. By building relationships with clients based on trust and respect while providing sound advice, advisors will have a better chance of helping clients reach their retirement goals.

 

About Tom Hegna

Tom Hegna CLU, ChFC, CASL, is an author, speaker, and economist. He has been an incredibly popular industry speaker for many years and is considered by many to be THE Retirement Income Expert!

As a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars, helping Baby Boomers and seniors retire the “optimal” way. He has condensed a large chunk of his considerable knowledge into five of his books:

(1) Paychecks and Playchecks: Retirement Solutions for Life, which is in the top 1% of any book ever sold.

(2) Retirement Income Masters: Secrets of the Pros that compiles the very best practices from the top retirement experts in the country.

(3) Paycheques and Playcheques, Retirement Solutions for Canadians.

(4) Don’t Worry, Retire Happy! Seven Steps to Retirement Security, which is based on his popular Public Television Special that has played in over 80 million homes in the US and Canada.

(5) And most recently: Don’t Worry, Retire Happy! Seven Steps to Retirement Security for Canadians.

Tom specializes in creating simple and powerful retirement solutions based on math and science – not opinions. He has the unique ability to pump up a crowd, make people laugh, and solve complex financial problems using easy-to-understand words, ideas and stories. He is available to speak to businesses, government organizations, professional associations, financial professionals, and their clients all across the globe.

Learn more: https://tomhegna.com/webinars

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