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Sean Pahut, a Financial Consultant with Montana Wealth Management, was Interviewed on Podcast About The Montana Money Mindset

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Sean Pahut, a Financial Consultant with Montana Wealth Management, was Interviewed on Podcast About The Montana Money Mindset

Published on September 29, 2022

Sean Pahut discusses how he develops long-term personal relationships with his clients.

Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-sean-pahut-financial-consultant-with-montana-wealth-management-discussing-the-montana-money-mindset/

Pahut said, ” Through the pandemic, about 100,000 people moved to Montana; we noticed that financial professionals in the other state still managed their financial matters. My goal is to develop a relationship with my clients so that the rapport and trust are so high that they see the tremendous financial tools I can offer them to consider. I feel that mitigating risk is a huge need for all of my clients, and where possible, I present asset classes that provide guaranteed income opportunities, such as through annuities.”

Guaranteed income opportunities, also known as “GIAs,” provide retirees with a guaranteed stream of income from annuities that lasts for the rest of their lives. This type of arrangement can be especially beneficial for those who are worried about outliving their retirement savings.

Not all GIAs are alike, however. Some offer more flexibility than others, and it’s essential to understand the features and benefits of each before making a decision. Here’s a look at some things to consider when evaluating different GIA options:

  1. How long does the income stream last?
    Some GIAs only provide income for a set number of years, while others pay for as long as you live. If retirees are worried about running out of money in retirement, a GIA that pays out for life can give them some confidence.
  2. How much income will they receive?
    The amount of income they’ll receive from a GIA depends on several factors, including the size of the initial investment and the performance of the underlying assets. Some GIAs also offer inflation protection, which can help keep purchasing power intact over time.
  3. What are the fees and expenses?
    All investment products come with fees and expenses, and GIAs are no exception. Be sure to compare the fees charged by different providers before deciding.
  4. What are the risks?
    No investment is without risk, and GIAs are no exception. It’s important to understand the risks involved before making a decision.
  5. What are the tax implications?
    The tax treatment of GIAs can vary depending on the product type and how it’s structured. Making the decision to purchase a GIA is an important one. But with careful consideration, it can be a valuable addition to your retirement income plan. Be sure to consult with a tax advisor before making a decision.

About Sean Pahut

Sean earned his degree in finance from Carroll College in Helena, Montana, and holds the series 7, 63, and 66 registrations through LPL Financial and a Montana insurance license. Giving back to the community is important to him. He has been a LT. Governor with Kiwanis previously served on the board of Marias Medical Center and has volunteered as a wrestling and baseball coach. He and his wife have two children and live in Great Falls, where they are active in their children’s school and sports activities.

Learn More: https://montanawm.com/

Other recent stories:

Discussing Working with a Financial Broker vs. Financial Planning Advisor

https://authoritypresswire.com/sean-pahut-a-financial-consultant-with-montana-wealth-management-was-interviewed-on-podcast-about-working-with-a-financial-broker-vs-financial-planning-advisor/

Discussing the Benefits of Being an Independent Financial Professional

https://authoritypresswire.com/sean-pahut-a-financial-consultant-with-montana-wealth-management-was-interviewed-on-podcast-about-how-the-benefits-of-being-an-independent-financial-professional/

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC.  The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

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“One Month Reset: How to Transform Your Mind, Body and Soul from Pain in One Month” is Scheduled for Monday Jan 2nd, 2023

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“One Month Reset: How to Transform Your Mind, Body and Soul from Pain in One Month” is Scheduled for Monday Jan 2nd, 2023

Published on December 5, 2022

Shawna Cullen lived with all forms of pain for over 20 years that almost ended her life. Today she is in her best health. She is pain, medication, and addiction-free due to her exercise, frequency therapies, and detox cleanse.

Shawna Cullen, owner of iTFitsWell, just announced that she will be hosting the One Month Reset: How to Transform Your Mind, Body and Soul from Pain event on Monday Jan. 2nd, 2023. She is also an Ikaika training and wellness coach located in Grand Junction, Colorado.

This health transformation in one-month event will take place at 2518 Hwy 6&50, Grand Junction, CO 81505. This event will be live and there will be an option to attend via zoom.

Attendees will discover how to transform their lives from the inside out and help diminish their physical, mental and emotional pain in just one month.

“Our story defines us – it’s up to you what that definition looks like,” Shawna Cullen stated.

This event will help attendees learn how to reset their bodies from physical, mental and emotional pain in one month using natural resources through exercise, a detox cleanse, frequency therapies, and grounding.

“The detox cleanse, along with healthy lifestyle changes in diet and exercise, is specifically designed to be a simple and effective system to maximize your efforts to transform into your healthiest body and help you break free from the habits you may have cultivated over a lifetime that leave you feeling sluggish, foggy, bloated and tired. Your unhealthy habits may have also led to health challenges, sleep disturbances, weight issues, unhealthy food cravings, and digestive problems. Whether it’s one or all of these issues, or whether you simply want to be the best you can in mind and body, cleansing your body of toxins and unwanted wastes after an indulgent lifetime of abuse is necessary,” Shawna Cullen said.

“By giving your body whole, organic and clean foods, can result in incredible energy, and excellent health and vitality, as you peel off the pounds and transform yourself into the efficient, effective, and glowing machine it was meant to be! In 28 days, you will fuel your body with clean nutrition, while following a meal plan in order to transform from the inside out; adding exercise is highly recommended as well, which only supports and speeds up the process of reaching the goal of being your best self, physically and mentally,” Shawna affirmed.

Shawna explained, “Frequency-specific microcurrent (FSM), also known as frequency therapy, is a technique for treating pain, and other physical and mental aliments, by using low-level electrical current. The current is delivered to certain parts of your body in an attempt to relieve pain and other ailments. A frequency is the rate at which a sound wave or electronic pulse is produced. This measurement is registered in hertz (Hz). Frequency therapy can be supplied rough several different resources. Lens therapy, the Theraphi Bed, the Healy device, and the CM2 band are my main frequency tools.”

Cullen continued, “Frequency therapy has been around since the 1930s. Scientists discovered that they could destroy disease-causing microorganisms with the same frequency they emitted. A healthy body operates at a frequency from 62-72 megahertz. When this frequency drops below this range, the body becomes susceptible to illness, injury and disease.”

The term ‘grounding’ means direct skin contact with the surface of the Earth. It is a therapeutic technique that involves being still or active directly while touching the Earth with bare skin which electrically reconnects a person to the Earth. This is done by walking barefoot, laying down on the Earth, or submersing in water (i.e., ocean, lake, river); all grounding techniques can be done in dirt, grass, sand or water.

“There are grounding mats and wearables that can mimic the processes and effects of grounding, but nothing is as effective as the bare skin touching the Earth for an extended amount of time. When walking barefoot, or having the bare skin on the Earth, the body absorbs free ions from the Earth’s surface, which act as antioxidants. These antioxidants enhance the person’s health in many ways and leads to positive feelings in the body and mind.” she added.

“Grounding offers many health benefits, including improved sleep; reduced inflammation; improved tissue, cell, and muscle repair; enhanced blood flow; increased heart rate variability; reduced chronic pain; improved cardiovascular disease; and improved electrical activity in the brain. In addition, walking barefoot on the ground releases endorphins. This can improve our mood and counteract mental illnesses such as depression and anxiety. Walking barefoot also reconnects us with nature, which boosts our mental and physical states in general. Therefore, Earth’s natural healing energy should never be overlooked!” Shawna Cullen concluded.

For more information visit: http://itfits-well.com/

About Shawna Cullen

Shawna Cullen has a BA in kinesiology with a concentration in sports and fitness management, Cum Laude; with Spanish language study; Personal training 24 years. She has been certified in: Master personal trainer, health coach, sports specific training, strength & conditioning coach, sports nutrition specialist, group fitness training; 1st place NPC physique body building champ.

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Pro-Found Selected For Top Content Marketing Agency List by DesignRush

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Pro-Found Selected For Top Content Marketing Agency List by DesignRush

Published on December 5, 2022

Maine-based marketing agency Pro-Found is listed as a top content marketing agency in the United States by DesignRush. Designation is based on key performance indicators.

Pro-Found is pleased to announce its inclusion in the U.S. Top Content Marketing Agency list by DesignRush. Candidates are selected based on several factors that demonstrate their ability to foster strong business growth for their clients.

Stephanie Miller, company founder, is humbled by the designation. “Being recognized as a top content marketing agency is truly an honor. It’s gratifying to be rewarded for the work Pro-Found does for local Maine businesses. I am thankful for the relationships I have built over the years and proud to serve the clients who put their trust in me.”

While evaluating each firms’ past projects, success rate, and overall return on investment (ROI), DesignRush reviews portfolios to confirm the body of work showcases their expertise in action. Other qualities they look for include evidence of how the agencies can identify and meet the needs of each business and provide concrete results. Each candidate is also reviewed for mentions in the press, awards and recognition, social media presence and client reviews.

About DesignRush

DesignRush is a B2B marketplace that brings brands together with professional full-service agencies, web design companies, digital marketing firms, and top technology companies. Their executive team members are previous agency owners and executives who are uniquely qualified to determine if an agency meets the criteria to be featured.

About Pro-Found

2023 marks fifteen years that Pro-Found has partnered with local businesses in Maine and beyond, providing unique, affordable solutions to increase leads, sales and profits. Stephanie Miller created The Pro-Found Process to save business owners time and money by utilizing purposeful online content through websites, videos and published interviews. Pro-Found has a professional media division that produces industry-specific programs to spotlight top businesses, professionals and subject matter experts in a format that is appealing to consumers in today’s digital attention span era.

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Tom Rutkowski, President of Innovative Retirement Strategies, Interviewed on Podcast-Using Life Insurance to Invest in Real Estate

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Tom Rutkowski, President of Innovative Retirement Strategies, Interviewed on Podcast-Using Life Insurance to Invest in Real Estate

Published on December 2, 2022

Tom Rutkowski discusses using life insurance for real estate investing.

Questions covered in this interview include:

  1. Why would someone want to use life insurance to invest in real estate?
  2. Does it matter what kind of life insurance?
  3. I have a whole life policy. Could I use it for this?

Listen to the interview on the Business Innovators Radio Network: 

https://businessinnovatorsradio.com/interview-with-tom-rutkowski-president-of-innovative-retirement-strategies-discussing-using-life-insurance-to-invest-in-real-estate/

Tom explained: “Life insurance can benefit real estate investors in various ways. Leveraging the cash value of life insurance allows access to funds that could be used to purchase and maintain investments like rental properties. This allows investors to put their money to work in two places at one time. It’s important to remember that this is not an investment strategy without risk, so investors should weigh the potential rewards versus the risks before taking advantage of this option.”

In addition to leveraging life insurance for purchasing and upkeep of real estate investments, it can also be used as an income replacement tool for dependent family members in case something happens to the investor or their partner. If a life insurance policy has been set up, it replaces some or all of the income that would otherwise have been lost due to the investor’s death. This can help ensure that their family is taken care of and their investments are not affected.

Finally, life insurance policies can provide access to cash value which can be used for tax or retirement planning. Depending on the type of policy and its terms, investors may be able to borrow against the policy’s cash value to pay taxes or other expenses associated with real estate investing.

In conclusion, life insurance provides a flexible financial tool that can potentially benefit real estate investors in multiple ways. Whether it is used as leverage for purchasing properties or providing income replacement for dependent family members in case something happens to the investor, life insurance offers real estate investors an option worth considering when formulating an overall investing strategy.

Before deciding to use life insurance for real estate investing, it’s essential to research and consult with a financial advisor or professional who can provide personalized advice tailored to a person’s individual needs and goals. This will help ensure they make informed decisions that align with their long-term investment objectives. With the right partner, leveraging life insurance can be an effective strategy for creating wealth through real estate investments.

About Tom Rutkowski

Tom is a nationally-recognized expert in maximum over-funded life insurance for private banking and tax-free retirement planning. He holds an MBA in Finance from the University of Wisconsin, Milwaukee, and a BA in Economics from the University of California, Irvine. He currently resides in Boynton Beach, Florida.

Download his free e-book “Life Insurance 101” to get started now: https://bit.ly/3W8YE7y

Schedule a free 30-minute introductory call with Tom to learn more: https://innovativeretirementstrategies.youcanbook.me/

Recent news and interviews:

Discussing Using Life Insurance for Retirement Planning

https://authoritypresswire.com/tom-rutkowski-president-of-innovative-retirement-strategies-discussing-using-life-insurance-for-retirement-planning-interviewed-on-influential-entrepreneurs-podcast/

This post was originally published on this site

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