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Stephen Ross, CEO of Ross Insurance Brokers-Dave Ramsey Trusted Provider, Interviewed on Podcast Discussing Working With an Independent Home & Auto Insurance Agent

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Stephen Ross, CEO of Ross Insurance Brokers-Dave Ramsey Trusted Provider, Interviewed on Podcast Discussing Working With an Independent Home & Auto Insurance Agent

Published on March 22, 2023

Stephen Ross discusses the benefits of working with an Independent Home & Auto Insurance Agent. 

Listen to the interview on the Business Innovators Radio Network: 

https://businessinnovatorsradio.com/interview-with-stephen-ross-ceo-of-ross-insurance-brokers-dave-ramsey-trusted-provider-discussing-working-with-an-independent-agent/

Independent home and auto insurance agents are an excellent resource for finding the best coverage at the best price for specific particular needs. Working with an independent agent is beneficial in several ways, including:

  1. Access to multiple insurance companies – A significant advantage of working with an independent agent is having access to many different insurance companies. Independent agents can compare plans, coverage options, and quotes from various sources; so people can get the right policy at the right price.
  2. Personalized advice – Because they work independently, independent agents can provide personalized advice without being influenced by any one company or product line. They consider people’s needs and preferences when helping them select a policy that fits their budget and lifestyle.
  3. Expert knowledge – Independent home and auto insurance agents typically have a wealth of experience and industry knowledge that they can use to inform their clients’ coverage decisions. With their expertise, they can provide valuable advice on the types of coverage people need and how different policies work.
  4. Dedicated customer service – An independent agent can answer people’s questions about insurance with more personalized attention than they might get from a larger company. Working with an agent allows for one-on-one interaction so that the agent can learn more about their client’s needs to help them find the perfect policy.

Stephen said: “Working with an independent home and auto insurance agent is beneficial because it gives you access to multiple insurance companies, personalized advice, expert knowledge, and dedicated customer service. With their help, you can find the right policy at the right price for your needs.”

Client Arthur Gilbreath III says: “The team at Ross Brokers goes above and beyond when it comes to customer service. They listen, and they provide the best options for their customers for different kinds of insurance policies.”

About Stephen Ross

He was born and raised in New Zealand. He completed Bible college in World Missions at the age of 24 in Singapore. His hope was to be involved in the missions in Asia. He was newly married and needed to find a job so he can provide for his family and so he had to put missions on hold to establish a family in New Zealand.

In 1998, he was offered an opportunity as an Insurance Agent and thought to give it a try. He realized that he really enjoys getting to know each family member and having the ability to design an insurance plan that would meet their specific needs and budget. This began his passion for helping families and individuals through the insurance industry, as well as living an example of faith in the business world.

He decided to relocate his family to Portland Oregon in 2002, where he began working for New York Life. During that time, he took Dave Ramsey’s Financial Peace University through his church. This class totally changed his way of thinking about insurance and inspired him to work independently. In 2003, he quit New York Life and began the adventure of Ross Insurance Brokers out of his garage. By 2007, Ross Insurance Brokers was officially incorporated! He then focused on building a team and the company expanded into other lines of insurance. 

He has found that each team member has their own strength which provides a better client experience. Teamwork is a very important value of who they are today! He loved what he had learned through Dave Ramsey’s programs and decided that he wanted to partner with his company, Ramsey Solutions. He became a Dave Ramsey Health Endorsed Local Provider for Oregon in 2011 and quickly expanded to several states. His heart was to make sure everyone would get the best value and price for their policies. He approached each policy as if he were purchasing them himself and applied the common knowledge of what Dave Ramsey talks about.

Business for Ross Insurance Brokers, Inc. continued to grow. They have been in the business for 22 years now and are working hard to continuously provide excellent care for their customers. They are a Dave Ramsey Health ELP in 14 states. They now have a full team dedicated to making sure that every client is provided with education and genuine care for their specific journey. 

His goal as the CEO and President of Ross Insurance Brokers, Inc. is to show that the company values people before profit, and they will be innovative in their solutions to meet each individual’s needs, and will strive for excellence in all that they do.

With his wife from Singapore and his heart for mission it is their desire to use their company to give back to the less fortunate in Asia. Today, both his children, Josh and Grace work with him as they grow their mission to help families around the world.

With Covid, the team has changed; they used to have an office but have found that even working remotely they are able to work effectively and are able to serve their clients as  as efficiently as possible. Their team is located throughout the country and in the Philippines.

Set an appointment with one of the advisors in their office. https://rossbrokers.com/

Recent News and Interviews:

Discussing Health Insurance

https://authoritypresswire.com/stephen-ross-ceo-of-ross-insurance-brokers-dave-ramsey-trusted-provider-interviewed-on-the-influential-entrepreneurs-podcast-discussing-health-insurance/

Discussing Term Life Insurance

https://authoritypresswire.com/stephen-ross-ceo-of-ross-insurance-brokers-dave-ramsey-trusted-provider-interviewed-on-the-influential-entrepreneurs-podcast-discussing-term-life-insurance/

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Fran Bailey, Renowned Energy Healer and Founder of the SHEVA Method, to Conduct Enlightening Sessions on the Power of the Heart Chakra

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Fran Bailey, Renowned Energy Healer and Founder of the SHEVA Method, to Conduct Enlightening Sessions on the Power of the Heart Chakra

Published on June 7, 2023

Fran Bailey, the founder of the transformative SHEVA Method, has announced a free series of life enhancing materials throughout May and June 2023. The content will delve deep into understanding and harnessing the power of the Heart Chakra, a crucial component of holistic well-being and spiritual growth.

Fran Bailey, the highly regarded energy healer and founder of the transformative SHEVA Method, has announced a series of blogs, meditations and videos throughout May and June 2023. The content will delve deep into understanding and harnessing the power of the Heart Chakra, a crucial component of holistic well-being and spiritual growth.

Bailey, a pioneering figure in the realm of energy healing, aims to share her extensive knowledge about the Heart Chakra and its significant benefits. The online content will include practical advice on healing techniques, emotional balance, and cultivating a life of abundance and fulfillment through a balanced Heart Chakra.

Fran Bailey’s contributions to the field of energy healing have been recognized worldwide, thanks to her groundbreaking SHEVA Method – a holistic approach to spiritual growth and emotional well-being. Her sessions have been transformative for thousands of individuals seeking to unlock their true potential and navigate life’s challenges with resilience.

In addition to her acclaimed SHEVA Method, Bailey’s expertise in energy healing is vividly captured in her book, EMERGENCE. The book is an enlightening guide to understanding and harnessing our internal energies for self-improvement and spiritual development. It provides readers with actionable strategies and insightful knowledge to traverse their spiritual journey. To celebrate Mother’s Day during the month of May 2023, Fran has made the book available with the addition of a free heart meditation audio download to assist Mothers during time of change.

“I’m thrilled to share my knowledge about the Heart Chakra this month,” said Bailey. “My hope is that this content will empower individuals to tap into the healing power of their Heart Chakra and lead lives filled with love, compassion, and inner peace.”

Participants of these sessions can look forward to gaining a deeper understanding of the Heart Chakra’s role in emotional balance, maintaining harmonious relationships, and cultivating a sense of unconditional love and forgiveness.

For more information about the blogs, meditations and videos, visit Fran Bailey’s official website. To stay updated on her latest events and tips on energy healing, follow her on social media.

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Rick Sechler, CFP® Founder of USA Retirement Solutions, Interviewed on the Influential Entrepreneurs Podcast

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Rick Sechler, CFP® Founder of USA Retirement Solutions, Interviewed on the Influential Entrepreneurs Podcast

Published on June 7, 2023

Rick Sechler discusses the advantages of fixed-indexed annuities compared to other income-generating choices. 

Listen to the interview on the Business Innovators Radio Network: 

https://businessinnovatorsradio.com/interview-with-rick-sechler-cfp-founder-of-usa-retirement-solutions/

Fixed-indexed annuities offer several advantages compared to other income-generating products. One of the most significant is the guaranteed income stream they provide for as long as the policyholder is alive. This means people can be sure their retirement savings will last throughout their lifetime, regardless of how markets fluctuate. Fixed-indexed annuities usually have no additional fees or charges so people don’t need to worry about ongoing costs. Fixed-indexed annuities provide peace of mind.

In comparison, other products such as stocks, bonds, and mutual funds may provide higher yields but expose individuals to more risk. There is no guarantee that the value of these investments won’t decrease, leaving their retirement income vulnerable. Furthermore, unlike fixed-indexed annuities, additional fees or charges may be associated with such investments, which can erode returns over time. So, while other income-generating products may offer potential gains in the short term, fixed-income annuities are an excellent option for long-term financial security.

Rick explained: “Fixed-indexed annuities are an attractive option for retirees who want to secure their retirement income and enjoy peace of mind. They protect against the risk of market volatility and additional fees or charges. Ultimately, fixed-indexed annuities can enable retirees to enjoy a comfortable standard of living throughout their retirement years.”

He added, “If you’re looking for reliable income during your retirement, then fixed-indexed annuities should be part of your financial planning. Make sure to speak to a qualified financial advisor before making any investment decisions to make the most informed choice possible. With the right advice and products, you can ensure that your retirement income will last as long as you do.”

 

About Rick Sechler

Rick Sechler is a Certified Financial Planner who truly appreciates the opportunity to serve clients planning for and enjoying their retirement.

Based on over 30 years of experience and the ability to listen for the nuances that make every situation different, he believes in a collaborative process that results in solutions developed by gathering information that integrates personal and financial circumstances and goals. Communication is the most important ingredient to developing the plan that is right for you.

Learn More: https://usaretirementsolutions.info/

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Tom Hegna, Author, Speaker, Economist, and Retirement Income Expert, Interviewed on the Influential Entrepreneurs Podcast

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Tom Hegna, Author, Speaker, Economist, and Retirement Income Expert, Interviewed on the Influential Entrepreneurs Podcast

Published on June 7, 2023

Tom Hegna discusses how Financial Advisors can thrive in today’s industry to best communicate retirement products with clients and prospects. 

Listen to the interview on the Business Innovators Radio Network:
https://businessinnovatorsradio.com/interview-with-tom-hegna-author-speaker-economist-and-retirement-income-expert/

Financial advisors have the potential to thrive in today’s competitive industry by effectively communicating retirement products with clients and prospects. To do so, they must understand the complexities of these kinds of products and present them in an easily understandable way.

Tom explained: “One essential skill for financial advisors is identifying their client’s needs. This means assessing an individual’s current financial situation, including debt levels, income sources, savings goals, and other investments. With this information, advisors can consider which solutions from a broad range of retirement-specific options best suit each unique client.” 

Once identified, financial advisors should educate their clients on all available options – weighing both short-term and long-term considerations. Advisors should also be able to provide the pros and cons of each option so their clients can make informed decisions about their retirement goals.

In addition to providing clear, easy-to-understand information, financial advisors need to keep up with the ever-changing retirement landscape. By staying current on new products, regulations, and other industry changes, advisors can better provide practical advice tailored to a client’s situation.

It’s important to remember that successful communication requires a deep understanding of both people and products – something that all financial advisors must develop over time. By building relationships with clients based on trust and respect while providing sound advice, advisors will have a better chance of helping clients reach their retirement goals.

 

About Tom Hegna

Tom Hegna CLU, ChFC, CASL, is an author, speaker, and economist. He has been an incredibly popular industry speaker for many years and is considered by many to be THE Retirement Income Expert!

As a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars, helping Baby Boomers and seniors retire the “optimal” way. He has condensed a large chunk of his considerable knowledge into five of his books:

(1) Paychecks and Playchecks: Retirement Solutions for Life, which is in the top 1% of any book ever sold.

(2) Retirement Income Masters: Secrets of the Pros that compiles the very best practices from the top retirement experts in the country.

(3) Paycheques and Playcheques, Retirement Solutions for Canadians.

(4) Don’t Worry, Retire Happy! Seven Steps to Retirement Security, which is based on his popular Public Television Special that has played in over 80 million homes in the US and Canada.

(5) And most recently: Don’t Worry, Retire Happy! Seven Steps to Retirement Security for Canadians.

Tom specializes in creating simple and powerful retirement solutions based on math and science – not opinions. He has the unique ability to pump up a crowd, make people laugh, and solve complex financial problems using easy-to-understand words, ideas and stories. He is available to speak to businesses, government organizations, professional associations, financial professionals, and their clients all across the globe.

Learn more: https://tomhegna.com/webinars

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