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Steven A. Lippman LUTCF, MBA Founder of Lippman Insurance Group, Interviewed on the Influential Entrepreneurs Podcast Discussing Long-Term Care

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Steven A. Lippman LUTCF, MBA Founder of Lippman Insurance Group, Interviewed on the Influential Entrepreneurs Podcast Discussing Long-Term Care

Published on December 27, 2022

Steven Lippman discusses avoiding paying out of pocket for long-term care expenses. 

Listen to the interview on the Business Innovators Radio Network:

https://businessinnovatorsradio.com/interview-with-steven-a-lippman-lutcf-mba-founder-of-lippman-insurance-group-discussing-long-term-care/

Steven explained: “One of the most important steps in avoiding out-of-pocket long-term care expenses is to purchase long-term care insurance. It’s a good idea to shop around for different policies and compare coverage, benefits, and costs so people can find one that fits their needs. Long-term care insurance is usually purchased through an employer or private insurer. It can help cover the cost of skilled nursing services, personal care assistance, home health aides, adult day care, and respite services.”

Other options are available for those who don’t have access to long-term care insurance. Medicaid provides benefits in some cases to those who qualify financially. Medicaid also provides coverage for nursing home stays if needed and home health care with certain restrictions in place. In addition, some states offer programs that help pay for long-term care services.

If someone cannot receive financial assistance through Medicaid or a state program, there are alternatives for paying for long-term care expenses. One is to set up a trust fund that can be used to cover the costs of any necessary services and supplies. Another option is to use personal savings or investments to pay out of pocket for long-term care expenses. It’s important to plan ahead and make sure to have enough saved up in case of an emergency.

No matter which routes people choose, it’s always a good idea to talk with an expert about their options so they can make an informed decision. Proper planning and preparation can reduce the risk of paying out-of-pocket for long-term care expenses.

Christopher Bachman, from Boca Raton, FL says: “In 2008, we had the great fortune of meeting Steve and began to benefit from his services. Steve’s calm, analytical manner of looking at an insurance or financial plan and his ability to seek out what are the true needs and hopes of his client, have proven to be outstanding. Steve has helped us improve our insurance portfolio covering: life, long term care, annuities, Medicare supplements and health. We now contact Steve with all of our insurance needs and have grown to trust him and his recommendations more than any other insurance provider we have ever had.”

Norma H. Engelhardt from Palm Beach Gardens, Fl says: “We have been clients of Steve Lippman since 1990. We have bought life insurance, annuities, Medicare supplements, and long term care policies from him, but the best thing he has done for us was to guide us as we moved our IRA account into an equity-indexed annuity. When the market crashed, we were protected. Our friends who were still invested fully in the stock market were jealous. Thank you, Steve!! You are a true professional and a trusted advisor.”

 

About Steven A. Lippman

Lippman Insurance Group, LLC, is an insurance agency in Boca Raton, FL & Alpharetta, GA headed by Steve Lippman, LUTCF, MBA. Steven has over 30 years of experience with various types of insurance for both individuals and businesses, securing families and business owners and their assets. He also works with local estate attorneys and CPA’s to provide a range of sophisticated services to clients.

After growing up in New Jersey, Steve earned a B.A. in Economics from Vanderbilt University and an MBA in Marketing Research from Cornell University. An avid fitness, music, and sports enthusiast, Steven has been a devoted coach of local youth soccer, baseball, and hockey leagues.

Contact them and receive a free analysis of your situation and a proposal from one of the dozens and dozens of fine insurance companies they represent.

It’s time to address the potential financial catastrophe that will occur if you ever need to pay out of pocket for home health care or facility care!

Learn More: https://lippmaninsurancegroup.com/

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Vegas Business Spotlight Shines on Ladder Truck and Toolbox Handyman Services in Inaugural Episode

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Vegas Business Spotlight Shines on Ladder Truck and Toolbox Handyman Services in Inaugural Episode

Published on September 21, 2023

The highly-anticipated podcast, Vegas Business Spotlight, made its grand debut with its first episode featuring a fascinating conversation with Darin Hoover, the owner of Ladder Truck and Toolbox Handyman Services.

The highly-anticipated podcast, Vegas Business Spotlight, made its grand debut with its first episode featuring a fascinating conversation with Darin Hoover, the owner of Ladder Truck and Toolbox Handyman Services. Hosted by Marco and co-hosted by Tim Nifton from RSVP Las Vegas, this podcast aims to showcase the vibrant world of Las Vegas entrepreneurship.

In the inaugural episode, Darin Hoover shares his inspiring journey as an entrepreneur and the story behind his successful handyman service business. From growing up in a modest background to serving in the military, Darin’s strong work ethic and passion for helping others have been the driving forces behind his entrepreneurial endeavors.

“I grew up broke, and that taught me the value of fixing things myself. Joining the military further instilled in me the importance of self-reliance and resilience,” Darin shared on the podcast. “After years of working as an IT professional and running my own company on and off, I finally started Ladder Truck and Toolbox Handyman Services in 2019. It has been both challenging and rewarding.”

The conversation also delved into the unique challenges Darin faced with starting his business just before the COVID-19 pandemic hit. While many businesses were forced to shut down, Ladder Truck and Toolbox Handyman Services was deemed an essential service by the state of Nevada, allowing Darin and his team to continue their operations. In fact, the pandemic led to a surge in demand as more people stayed home and focused on home improvement projects.

As the discussion progressed, Darin reflected on the lessons he has learned throughout his entrepreneurial journey. He emphasized the importance of finding the right people and being adaptable in a constantly changing business landscape. He also highlighted the significance of building meaningful connections through networking, particularly with real estate agents and property management companies who require inspection punch list clearing services.

Looking ahead, Darin envisions expanding his business beyond Las Vegas and into other markets, once he has established a strong foundation and a reliable team. His goal is to replicate the success of Ladder Truck and Toolbox Handyman Services in different locations, either through franchising or strategic partnerships.

https://www.laddertruckandtoolbox.com/

To listen to the full episode and stay updated on future releases of Vegas Business Spotlight, visit VegasBusinessSpotlight.com

About Vegas Business Spotlight:
Vegas Business Spotlight is a podcast dedicated to showcasing the entrepreneurial spirit and success stories in Las Vegas, Nevada. Hosted by Marco and co-hosted by Tim Nifton and sponsored by RSVP Advertising Las Vegas, the podcast aims to inspire, educate, and entertain listeners with compelling interviews and discussions with local business owners and industry leaders.

About The Show Sponsor:

“Vegas Business Spotlight” podcast is proudly sponsored by RSVP Advertising Las Vegas, your premier direct mail postcard service in the heart of Las Vegas. With a commitment to delivering outstanding results and effective marketing solutions, RSVP Las Vegas specializes in helping businesses connect with their target audience through direct mail.

Visit their website at RSVPLasVegas.com to explore the range of direct mail services they offer. From designing eye-catching postcards to precisely targeting your desired audience, RSVP Las Vegas has your direct mail marketing needs covered. Their team of experts is dedicated to helping your business make a lasting impression and drive results.

Whether you’re launching a new marketing campaign, promoting a special offer, or aiming to boost brand awareness, RSVP Las Vegas is your trusted partner in direct mail marketing success. Contact them at (725) 333-8660, and their knowledgeable team will be ready to assist you.

Experience the power of effective direct mail marketing with RSVP Las Vegas. Trust their expertise and enjoy the benefits of reaching your audience directly. Visit their website or give them a call today to start your next successful marketing campaign with RSVP Las Vegas, your premier direct mail postcard service in Las Vegas.

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Christian Care Ministry Announces Partnership with AACC for Nation’s First Faith-Based Mental Health Network

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Christian Care Ministry Announces Partnership with AACC for Nation’s First Faith-Based Mental Health Network

Published on September 20, 2023

Christian Care Ministry the operators of the Medi-Share program links arms with leading association of Christian counselors to address mental health crisis

NASHVILLE, Sept, 2023 — Christian Care Ministry (CCM), the operator of Medi-Share, the nation’s leading healthcare sharing community, has partnered with the American Association of Christian Counselors (AACC) to create the world’s first faith-based mental health and wellness network. 

Taking the stage at the 2023 AACC Know Hope World Conference last week in Nashville, CCM President and Chief Executive Officer Brandon Harvath delivered a heartfelt and biblically based appeal to more than 7,000 leaders in the mental health field. He was joined by AACC President Dr. Tim Clinton to announce a new initiative to strengthen and equip the Church in addressing the ongoing mental health crisis. 

Featured in image: Brandon Harvath, President/CEO, Christian Care Ministry (left) and Dr. Tim Clinton, President of AACC (right) 

“Together, we want to empower a network of counselors, coaches and helpers who are clinically distinguished and distinctly Christ-centered to reclaim the biblical mandate to care and provide for our brothers and sisters in Christ by connecting needs to resources,” said Harvath.  

As the mental health crisis has escalated in recent years, mental health professionals are sounding the alarm. Recent studies have shown that young people, especially teens, along with pastors and healthcare workers, are experiencing increased levels of depression, anxiety and suicidal ideation. 

“As two organizations deeply rooted in faith and compassion, our partnership with CCM signifies a pivotal moment in mental health care,” stated Ben Allison, CEO of AACC. “We are merging our strengths to address the pressing needs of our community and ensuring that care and guidance are provided with a Christ-centered approach. In this united effort, we reaffirm our commitment to bring light, hope, and healing to those facing mental health challenges.” 

Many people find safety and comfort in their local church, often seeking out a faith leader before they engage with a mental health professional. If sufficiently equipped, the Church can play an essential role in addressing the crisis by providing people with a safe and supportive community, education and mental health resources to restore their hope. Yet, pastors everywhere are collapsing under the weight of the needs of their congregations, dropping out of ministry at an alarming rate, and suffering from the burdens of depression, divorce and discouragement. 

“When pastors are suffering, you know that the church is suffering,” said Harvath. “Pastors need help, their families need help and the church needs help. The enemy would love nothing more than to muzzle the Church when in fact we must rise up and be heard, to be the salt, truth and light that all mankind desperately needs.  

“It’s time for us to join together and create the nation’s first faith-based mental health network, with one voice, worthy of being called Christian. It is CCM’s privilege and honor to come alongside AACC to address the mental health crisis in a practical, biblical manner, just as the members of the first church did in the book of Acts.” 

The initiative will officially launch in the Spring of 2024. To sign up and receive more information, visit https://www.medishare.com/cfn/aacc.  

About Christian Care Ministry 

Christian Care Ministry (CCM), a not-for-profit 501(c)(3) association of churches, based in Melbourne, FL, operates the Medi-Share program, a Christian healthcare sharing organization that provides an affordable alternative to health insurance for faith-based consumers. Now in its 30th year of sharing, Medi-Share serves nearly 400,000 members across America and has earned accreditation from the Independent Healthcare Sharing Accreditation Board. To date, more than $7 billion dollars in medical bills have been shared and discounted. 

About the American Association of Christian Counselors 

The American Association of Christian Counselors (AACC) is the largest and most diverse Christian Counseling association in the world. The AACC’s mission is to equip the entire community of care, including licensed professionals, pastors, and lay caregivers, with biblical truth and psychosocial insights so they can minister to hurting persons and help them move to personal wholeness, interpersonal competence, and mental stability. The AACC accomplishes this mission through its widely attended events, its educational programs, and materials available via Light University and the AACC’s publications. 
 

Media Contact: 

Brooke McGriff
A. Larry Ross Communications 

972-267-1111 

Brooke@alarryross.com 

 

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Gary Scofield, Founder of Mansfield Financial Strategies, Interviewed on the Influential Entrepreneurs Podcast Discussing Life Insurance

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Gary Scofield, Founder of Mansfield Financial Strategies, Interviewed on the Influential Entrepreneurs Podcast Discussing Life Insurance

Published on September 20, 2023

Gary Scofield discusses the importance of life insurance for financial protection. 

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-gary-scofield-founder-mansfield-financial-strategies-discussing-life-insurance/

Long-term care policies offer a valuable feature known as accelerated death benefits. This feature allows policyholders to access the money they have paid in premiums before their death if they require long-term care or assisted living. However, if the policyholder does not end up needing these services, the money paid in premiums is essentially lost, similar to how automobile insurance or homeowner’s insurance works. It is important to note that this feature is different from traditional life insurance policies, where the benefit is only received by the heirs after the policyholder’s death. Permanent life insurance policies also provide the option of building cash value and equity, which can be utilized for various purposes. Overall, the accelerated death benefits feature adds flexibility and value to long-term care policies.

In the episode, Gary Scofield mentioned that permanent life insurance policies have the ability to accumulate cash value over time. This accumulation occurs when a portion of the premium is turned back into either cash value or dividends. He also states that the insurance policies issued now are different from those in the past, indicating that they have evolved to offer more benefits.

One of the purposes of this cash value is to provide accelerated death benefits. Policyholders can access the equity in their policy before death and use it for various purposes, including retirement planning. By taking out a policy loan at low-interest rates, individuals can supplement their retirement income with cash value. This allows them to activate an income-for-life benefit, which newer policies are offering.

Additionally, Gary Scofield mentions that whatever remains of the cash value at the time of death will still be received as a death benefit. This means that even if the cash value is used for retirement planning, the policyholder’s beneficiaries will still receive a death benefit.

Gary explained: “We take a personalized approach to help individuals by understanding their unique circumstances, goals, and concerns. As independent advisors, we have access to diverse products and solutions to create comprehensive plans that provide secure and predictable lifetime income. Our mission is to guide people towards a worry-free retirement, building lasting relationships along the way.”

 

About Gary Scofield

Gary is an accomplished financial advisor who has spent over four decades dedicated to guiding clients toward financial prosperity in retirement. With impressive credentials, including a lifetime membership in MDRT (Million Dollar Round Table), Gary’s expertise shines. His certifications as a Certified Senior Advisor (CSA) and Certified Long-Term Care (CLTC) specialist demonstrate his proficiency in navigating the complexities of senior financial planning and long-term care. Pursuing additional designations in ChFC and CLU, Gary remains at the forefront of industry knowledge.

He takes a personalized approach to helping individuals by understanding their unique circumstances, goals, and concerns. As an independent advisor, he has access to diverse products and solutions to create comprehensive plans that provide secure and predictable lifetime income. His mission is to guide people toward a worry-free retirement, building lasting relationships along the way.

Learn More:
https://mansfieldfs.com/

Recent news and interviews:

  • Gary Scofield discusses Annuities 101:

https://authoritypresswire.com/gary-scofield-founder-of-mansfield-financial-strategies-interviewed-on-the-influential-entrepreneurs-podcast-discussing-annuities/

  • Gary Scofield discussing Long-Term Care Insurance:

https://authoritypresswire.com/gary-scofield-founder-of-mansfield-financial-strategies-interviewed-on-the-influential-entrepreneurs-podcast-discussing-long-term-care-insurance/

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